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407 Labrador Ln, Normal, IL 61761 Property Records

McLean County property record for 407 Labrador Ln, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,265 sqft · built 2009
Lot Size0.19 acres (8,280 sqft)
OwnerIndividual Name on File
Last Sale$214,000 (Sep 2018)
Tax Bill$6,995 (2024)
Deeds & MortgagesJan 2026 Transfer
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-15-356-024

Property Details

APN / Parcel Number

Primary APN14-15-356-024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,265 sqft Living Area
1st Floor Area1,180 sqft
Basement Area1,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,280 sqft (0.19 acres)
Lot Dimensions115 ft deep x 72 ft wide
Garage Area504 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address407 LABRADOR LN
CityNORMAL
StateIL
Zip61761-5611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionPHEASANT RIDGE SUB 9TH ADD LT 328
Legal Range02E
Legal Township24N
Legal Section15
Legal SubdivisionPHEASANT RIDGE SUB
Legal Lot Number328
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1016
Census Tract109

Owner

Source: McLean County records · APN 14-15-356-024

Assessment roll updated April 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 LABRADOR LN, NORMAL, IL 61761-5611
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Intrafamily Transfer, Transfer
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 10, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
POINT MORTGAGE CORP
Sep 18, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Deed Document Number201815328
Last Transfer DateSep 25, 2025
Transfer Doc0000014442
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateJan 08, 2026
Property Address407 LABRADOR LN, NORMAL, IL 61761-5611
Document Number202600000373
Instrument DateOct 31, 2025
Instrument2026-00000373
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LABRADOR LN, NORMAL, IL 61761-5611

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address407 LABRADOR LN, NORMAL, IL 61761-5611
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000011442
DateJun 23, 2020
Instrument2020-00011442
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateOct 10, 2025
Property Address407 LABRADOR LN, NORMAL, IL 61761-5611
Document Number202500014442
Instrument DateSep 25, 2025
Instrument2025-00014442
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyALLIANCE LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LABRADOR LN, NORMAL, IL 61761-5611

Mortgage

Document Number202500014443
DateOct 10, 2025
Instrument2025-00014443
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate7.37%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 18, 2018
Property Address407 LABRADOR LN, NORMAL, IL 61761-5611
Document Number201800015328
Map ReferenceDOC205-24572
Instrument DateSep 07, 2018
Instrument2018-00015328
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$321.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address407 LABRADOR LN, NORMAL, IL 61761-5611

Mortgage

Document Number201800015329
DateSep 18, 2018
Instrument2018-00015329
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$100,583 (+9.14%) Land $22,242 Building $78,341$301,749 (+9.14%) Land $66,726 Building $235,023
2024$6,995.00 (+6.81%)$92,159 (+11.68%) Land $20,379 Building $71,780$276,477 (+11.68%) Land $61,137 Building $215,340
2023$6,549.00$82,521 Land $18,248 Building $64,273$247,563 Land $54,744 Building $192,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Benton Ridge Telephone Company, Frontier, Metronet Holdings, Pavlov Media.

Based on FCC filings for 321 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORMAL
serves 52,736 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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