407 Knolls Dr, Philo, IL 61864 Property Records

Champaign County property record for 407 Knolls Dr, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.436 acres (19,001 sqft)
OwnerIndividual Name on Record
Last Sale$114,500 (Sep 2013)
Tax Bill$2,887 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-27-23-378-006

Property Details

APN / Parcel Number

Primary APN19-27-23-378-006

Exterior

Lot Area19,001 sqft (0.436 acres)

Location & Zoning

Street Address407 KNOLLS DR
CityPHILO
StateIL
Zip61864-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 KNOLLS ADD 2
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionKNOLLS ADD 2
Legal Lot Number20
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1036
Census Tract10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 KNOLLS DR, PHILO, IL 61864-9760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2013 · Amount on Record
Deed SaleSep 9, 2013 · Amount on Record
Deed Document Number201321886
Prior Transfer DateMar 4, 2008
Prior Transfer Doc0000005315
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address407 KNOLLS DR, PHILO, IL 61864-9760
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005659
DateMar 12, 2021
Instrument2021R05659
Lender
NamePHILO EXCHANGE BANK
TypeBank
AddressPHILO, IL 61864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate2.67%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,150 (+25.03%) Land $7,680 Building $51,470$177,450 (+25.03%) Land $23,040 Building $154,410
2024$2,887.00 (+10.02%)
2022$2,624.00 Homeowner's exemption$47,310 Land $6,140 Building $41,170$141,930 Land $18,420 Building $123,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: MF Wireless, Watch TV.

Nearby Properties on Knolls Dr

Nearby Streets

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