407 King St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 407 King St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,678 sqft · built 1991
Lot Size1.12 acres (49,179 sqft)
Owner2 Trust Names on File
Last Sale$269,000 (May 2001)
Tax Bill$8,594 (2025)
Deeds & MortgagesApr 2021 Transfer
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-034

Property Details

APN / Parcel Number

Primary APN49-034
Alternative APNs
  • FRAN M:303 L:106
  • M:049 L:034

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,678 sqft Living Area
Gross Area4,942 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area49,179 sqft (1.12 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number49-034
Street Address407 KING ST
CityFRANKLIN
StateMA
Zip02038-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number106
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2010
Census Tract442204

Owner

407 King St is owner-occupied and held in a trust since April 2021.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address407 KING ST, FRANKLIN, MA 02038-2339
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
Dec 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2001 · Amount on File
Deed SaleMay 31, 2001 · Amount on File
Prior SaleDec 28, 1998 · Amount on File
Last Transfer DateApr 21, 2021
Transfer Doc0001475256
Record UpdatedSep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateApr 27, 2021
Property Address407 KING ST, FRANKLIN, MA 02038-2339
Document Number1475256
Instrument DateApr 21, 2021
Instrument1475256
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 KING ST, FRANKLIN, MA 02038-2339

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address407 KING ST, FRANKLIN, MA 02038-2339
Document Number0001449900
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 KING ST FRANKLIN MA 020382339, FRANKLIN, MA 02038-2339

Mortgage

Document Number0001449900
DateJul 9, 2020
Instrument1449900
Lender
NameHOME PT FIN'L
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 8, 2035

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address407 KING ST, FRANKLIN, MA 02038-2339
Document Number0001392462
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0001392462
DateDec 19, 2017
Instrument1392462
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 407 King St was $8,594, up 15% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,594.00 (+14.97%)$739,600 (+16.66%) Land $251,700 Building $487,900$730,740 (+1.58%)
2024$7,475.00 (-1.31%)$634,000 (+5.3%) Land $251,700 Building $382,300$719,340
2023$7,574.00$602,100 Land $253,800 Building $348,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 King St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 King St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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