St. Charles County property record for 407 King Dr, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,296 sqft · built 1986 |
| Lot Size | 0.025 acres (1,067 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870003141 |
| Primary APN | A870003141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,067 sqft (0.025 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870003141 |
|---|---|
| Street Address | 407 KING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3507 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | FOREST HILLS TOWNHOUSES PH1 STG5 BLDG 21 UNIT G |
| Legal Subdivision | FOREST HILLS TOWNHOUSES PH1 STG5 |
| Legal Block | 21 |
| Legal Lot Number | G |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 310901 |
Source: St. Charles County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer INVESTORS LAND TITLE, INVESTORS TITLE |
| Apr 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 6, 2022 | Warranty Deed, Transfer STEWART TITLE/CALDWELL, STC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 |
| Deed Sale | Sep 9, 2026 |
| Prior Sale | Nov 2, 2022 · Amount on Record |
| Deed Document Number | 202643130 |
| Prior Transfer Date | Nov 12, 2012 |
| Prior Transfer Doc | 0000937860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 9, 2026 |
| Property Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Document Number | 0000043130 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202643130 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Document Number | 0000014483 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023R-014483 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 2, 2022 |
| Property Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Document Number | 0000059698 |
| Map Reference | MB 216 PG 45 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022R-059698 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 RIVERS EDGE DR APT 435, 435, SAINT CHARLES, MO 63303-4231 |
| Name | Verified Name |
|---|---|
| Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Document Number | 0000059699 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022R-059699 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 6, 2022 |
| Property Address | 407 KING DR, SAINT CHARLES, MO 63303-3507 |
| Document Number | 0000001235 |
| Map Reference | MB 26 PG 45 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022R-001235 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2656 SW 118TH RD, MIRAMAR, FL 33025-0790 |
| Name | Verified Name |
|---|---|
| Address | 407 KING DR # G, G, SAINT CHARLES, MO 63303-3507 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,054 (-) | $189,760 (-) Building $189,760 | |
| 2025 | $2,270.00 | $36,054 (+12.81%) | $189,760 (+12.81%) Building $189,760 |
| 2023 | $31,960 | ||
| 2022 | $168,213 Building $168,213 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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