407 Kerr St, Monroe, NC 28110 Property Records

Union County property record for 407 Kerr St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,008 sqft · built 1986
Lot Size	0.437 acres (19,036 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Jul 2004)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-023`

Property Details

APN / Parcel Number

Primary APN	`09-226-023`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	19,036 sqft (0.437 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 KERR ST
City	MONROE
State	NC
Zip	28110-2931
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	GB MONROE
Legal Description	#1 & #3 MONROE ANNEX
Legal Subdivision	MONROE ADDITION (TRIPLETT)
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 236, MONROE, NC 28111-0236
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BARBARA ANN TRULL
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BARBARA ANN TRULL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2004 · Amount on Record
Deed Sale	Jul 20, 2004 · Amount on Record
Prior Sale	May 24, 2004 · Amount on Record
Deed Document Number	200429954
Deed Book / Page	3505 / 123
Prior Transfer Date	May 3, 2004
Prior Transfer Doc	0000021017
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	407 KERR ST, MONROE, NC 28110-2931
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008056699
Date	Apr 8, 2021
Book Page	8056/699
Instrument	16482

Lender

Name	BARBARA ANN TRULL
Type	Private Party
Address	1401 TRULL PL, MONROE, NC 28110

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 8, 2023

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	407 KERR ST, MONROE, NC 28110-2931
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 236, MONROE, NC 28111-0236

Mortgage

Document Number	0008056702
Date	Apr 8, 2021
Book Page	8056/702
Instrument	16483

Lender

Name	BARBARA ANN TRULL
Type	Private Party
Address	1401 TRULL PL, MONROE, NC 28110

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 8, 2023

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,100 (+56.17%) Land $40,700 Building $270,400	$311,100 (+56.17%) Land $40,700 Building $270,400
2025	$1,741.00 (-33.3%)	$199,200 (-16.79%) Land $40,700 Building $158,500	$199,200 (-16.79%) Land $40,700 Building $158,500
2023	$2,610.00	$239,400 Land $67,700 Building $171,700	$239,400 Land $67,700 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Kerr St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures