McHenry County property record for 407 Keith Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 1965 |
| Lot Size | 0.21 acres (9,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Dec 2025) |
| Tax Bill | $8,434 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-451-005 |
| Primary APN | 19-05-451-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 9,150 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 407 KEITH AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0031372 LT 91 COLBYS HOME ESTATES 2ND ADDN |
| Legal Subdivision | COLBYS HOME ESTATES 2ND ADDN |
| Legal Block | 451 |
| Legal Lot Number | 91 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 871301 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9616 MARCI LN, HEBRON, IL 60034-9512 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Aug 24, 2017 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 202535484 |
| Prior Transfer Date | Oct 18, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 17, 2025 |
| Property Address | 407 KEITH AVE, CRYSTAL LAKE, IL 60014-7216 |
| Document Number | 0000035484 |
| Map Reference | DOC325120MB13PG30 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025R0035484 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 KEITH AVE, CRYSTAL LAKE, IL 60014-7216 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 KEITH AVE, CRYSTAL LAKE, IL 60014-7216 |
| Document Number | 0000035485 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025R0035485 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 24, 2017 |
| Property Address | 407 KEITH AVE, CRYSTAL LAKE, IL 60014-7216 |
| Document Number | 0000031372 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 31372 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 KEITH AVE CRYSTAL LAKE IL 600147216, CRYSTAL LAKE, IL 60014-7216 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,434.00 Homeowner's exemption | $107,631 (+28.08%) Land $18,323 Building $89,308 | $322,893 (+28.08%) Land $54,969 Building $267,924 |
| 2022 | Homeowner's exemption | $84,037 Land $15,770 Building $68,267 | $252,111 Land $47,310 Building $204,801 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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