407 Katama Rd, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 407 Katama Rd, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,650 sqft · built 1984
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$29,500 (Oct 1980)
Tax Bill	$8,903 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G7050`

Property Details

APN / Parcel Number

Primary APN	`G7050`
Alternative APN	`EDGA M:0045 B:0130 L:3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,650 sqft Living Area
Gross Area	6,658 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	G7050
Street Address	407 KATAMA RD
City	EDGARTOWN
State	MA
Zip	02539-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	130
Legal Lot Number	3
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	2
Census Block	2039
Census Tract	200300

Owner

407 Katama Rd is owned and occupied by two individuals who bought it in October 1980.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 KATAMA RD, EDGARTOWN, MA 02539-8809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SVGS BK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENT BK
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 1980 · Amount on File
Deed Sale	Oct 9, 1980 · Amount on File
Deed Book / Page	27 / 299
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	407 KATAMA RD, EDGARTOWN, MA 02539-8809
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	89929
Date	Mar 17, 2021
Instrument	89929

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Mar 1, 2031
Index	Other

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	407 KATAMA RD, EDGARTOWN, MA 02539-8809
Document Number	0000087620
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 KATAMA RD EDGARTOWN MA 025398809, EDGARTOWN, MA 02539-8809

Mortgage

Document Number	0000087620
Date	Dec 23, 2019
Instrument	87620

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	407 KATAMA RD, EDGARTOWN, MA 02539-8809
Document Number	0000087619
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 KATAMA RD EDGARTOWN MA 025398809, EDGARTOWN, MA 02539-8809

Mortgage

Document Number	0000087619
Date	Dec 23, 2019
Instrument	87619

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	407 KATAMA RD, EDGARTOWN, MA 02539-8809
Document Number	0000084121
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000084121
Date	Jul 31, 2017
Instrument	84121

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	407 KATAMA RD, EDGARTOWN, MA 02539-8809
Document Number	0000084122
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000084122
Date	Jul 31, 2017
Instrument	84122

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 407 Katama Rd was $8,903, down 9.2% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,903.00 (-9.17%)	$3,590,000 (-2.94%) Land $1,175,900 Building $2,414,100	$5,543,595
2025	$9,802.00 (+15.74%)	$3,698,900 (+11.38%) Land $1,119,800 Building $2,579,100
2024	$8,469.00 (+4.26%)	$3,321,100 (+3.02%) Land $1,119,800 Building $2,201,300
2023	$8,123.00	$3,223,600 Land $1,128,800 Building $2,094,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Katama Rd in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 individual policies
Nearby Flood Policies	311 units insured incl. 90 condo units
Nearby Flood Claims	40 (1978–2024)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 12 claims Hurricane Bob, Aug 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Katama Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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