Story County property record for 407 Joy Cir, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,641 sqft · built 1962 |
| Lot Size | 0.241 acres (10,496 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,692 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-295-130 |
| Primary APN | 05-09-295-130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Finished Basement | 1,074 sqft |
| Unfinished Basement | 186 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,496 sqft (0.241 acres) |
| Lot Dimensions | 128 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 407 JOY CIR |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE VIEW 2ND ADD LOT:17 GILBERT |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 09 |
| Legal Subdivision | PRAIRIE VIEW 2ND ADD |
| Legal Lot Number | 17 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 103 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 JOY CIR, GILBERT, IA 50105-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,692.00 (+6.88%) Homeowner's exemption | $294,400 (+12.75%) Land $77,600 Building $216,800 | $294,400 (+12.75%) Land $77,600 Building $216,800 |
| 2024 | $4,390.00 (+25.14%) | ||
| 2023 | $261,100 Land $67,600 Building $193,500 | $261,100 Land $67,600 Building $193,500 | |
| 2022 | $3,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Colo Telephone Company, Nextlink.
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