407 Joy Carol Loop, Springdale, AR 72764 Property Records

Benton County property record for 407 Joy Carol Loop, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2017)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-03564-000`

Property Details

APN / Parcel Number

Primary APN	`21-03564-000`
Alternative APN	`125735`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	666 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 JOY CAROL LOOP
City	SPRINGDALE
State	AR
Zip	72764-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2004-491 5/20/04 40
Legal Subdivision	WILKINS SUB-SPRINGDALE
Legal Lot Number	93
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3017
Census Tract	21408

Owner

Source: Benton County assessment roll, APN 21-03564-000, as of January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 JOY CAROL LOOP, SPRINGDALE, AR 72764-8199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Mar 14, 2005 · Amount on Record
Deed Document Number	2017057233
Deed Book / Page	2017 / 057233
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	407 JOY CAROL LOOP, SPRINGDALE, AR 72764-8199
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 JOY CAROL LOOP, FAYETTEVILLE, AR 72764-8199

Mortgage

Document Number	L202236207
Date	Jun 01, 2022
Instrument	L202236207

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll as of January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (+7.55%) Homeowner's exemption	$56,035 (+55.87%) Land $15,200 Building $40,835
2024			$280,175 (+55.87%) Land $76,000 Building $204,175
2023	$1,471.00 Homeowner's exemption	$35,950 Land $7,200 Building $28,750	$179,750 Land $36,000 Building $143,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (05007C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050070214083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 302 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Ozarks Electric Cooperative.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AR0000575, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.