407 Jolina Way, Encinitas, CA 92024 Property Records

San Diego County property record for 407 Jolina Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1975
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on Record
Last Sale	$1,397,000 (Sep 2021)
Tax Bill	$16,572 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`257-273-23-00`

Property Details

APN / Parcel Number

Primary APN	`257-273-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	66 ft deep x 103 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 JOLINA WAY
City	ENCINITAS
State	CA
Zip	92024-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 133 TR 007855
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	007855
Legal Block	1
Legal Lot Number	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	17108

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST
Sep 20, 2021	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Oct 23, 2019	Deed of Trust, Mortgage ALLIANT CU
Feb 16, 2018	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Nov 2, 2017	Deed of Trust, Mortgage ANCHOR LNS
Nov 8, 2017	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	2021663623
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404

Mortgage

Document Number	0000316941
Date	Nov 14, 2023
Instrument	2023-0316941

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2021
Property Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Document Number	0000663623
Map Reference	MAP 7855
Instrument Date	Aug 27, 2021
Instrument	2021-0663623
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1133 SAN LEON CT, SOLANA BEACH, CA 92075-1637

Mortgage

Document Number	0000663624
Date	Sep 20, 2021
Instrument	2021-0663624

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	5-Year CMT
Max Rate	7.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Document Number	0000521800
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 JOLINA WAY ENCINITAS CA 920242404, ENCINITAS, CA 92024-2404

Mortgage

Document Number	0000521800
Date	Nov 13, 2019
Instrument	521800

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2018
Property Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Document Number	0000063857
Map Reference	MAP 7855
Instrument Date	Jan 22, 2018
Instrument	2018-0063857
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404

Mortgage

Document Number	0000063858
Date	Feb 16, 2018
Instrument	2018-0063858

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Document Number	0000526344
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	407 JOLINA WAY ENCINITAS CA 920242404, ENCINITAS, CA 92024-2404

Mortgage

Document Number	0000526344
Date	Nov 13, 2017
Instrument	526344

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2017
Property Address	407 JOLINA WAY, ENCINITAS, CA 92024-2404
Document Number	0000523070
Instrument Date	Oct 25, 2017
Instrument	523070
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1025 W LAUREL ST #106 SAN DIEGO CA 921011254, 106, SAN DIEGO, CA 92101-1254

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,512,155 (+2%) Land $1,233,972 Building $278,183
2025	$16,572.00 (+6.61%) Homeowner's exemption	$1,482,506 (+4.04%) Land $1,209,777 Building $272,729
2023	$15,545.00 (+2.24%) Homeowner's exemption	$1,424,940 Land $1,162,800 Building $262,140
2022	$15,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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