407 Johnson Dr, Lanesboro, MN 55949 Property Records

Fillmore County property record for 407 Johnson Dr, Lanesboro, MN 55949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,194 sqft · built 1989
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Feb 2026)
Tax Bill	$5,920 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.0412.010`

Property Details

APN / Parcel Number

Primary APN	`19.0412.010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,194 sqft Heated Area
Gross Area	3,044 sqft
Basement Area	1,550 sqft
Finished Basement	1,550 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Asphalt
Lot Area	14,300 sqft (0.328 acres)
Lot Dimensions	110 ft deep x 130 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 JOHNSON DR
City	LANESBORO
State	MN
Zip	55949-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CADY HAYES PARK ADDITION LOT-012 BLOCK-002 LOTS 12-13-14-15-16 BLK 2 PARK ADD INCLUDING ADJOINING VACATED FIFTH ST
Legal Subdivision	CADY HAYES PARK ADDITION
Legal Block	2
Legal Lot Number	12
Jurisdiction	FILLMORE MN
Township / Civil Division	LANESBORO
Census Block Group	1
Census Block	1042
Census Tract	960600

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 JOHNSON DR, LANESBORO, MN 55949-8704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage MERCHANTS BANK NATIONAL ASSOCIATION
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
May 11, 2017	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Nov 26, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Deed Document Number	2026453636
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	424545
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	407 JOHNSON DR, LANESBORO, MN 55949-8704
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454138
Date	Mar 31, 2026
Instrument	454138

Lender

Name	MERCHANTS BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	407 JOHNSON DR, LANESBORO, MN 55949-8704
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439445
Date	Aug 17, 2022
Instrument	439445

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	407 JOHNSON DR, LANESBORO, MN 55949-8704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	412579
Date	May 11, 2017
Instrument	412579

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	LANESBORO, MN 55949

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FILLMORE MN
Recording Date	Nov 26, 2019
Property Address	407 JOHNSON DR, LANESBORO, MN 55949-8704
Document Number	424545
Instrument Date	Nov 14, 2019
Instrument	424545
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 JOHNSON DR, LANESBORO, MN 55949-8704

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Lanesboro City
Unified School District	Lanesboro Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,920.00 (-27.15%)	$413,600 (+5.4%) Land $40,000 Building $373,600	$413,600 (+5.4%) Land $40,000 Building $373,600
2025	$8,126.00 (+41.32%) Homeowner's exemption	$392,400 (-2.05%) Land $40,000 Building $352,400	$392,400 (-2.05%) Land $40,000 Building $352,400
2023		$400,600 Land $40,000 Building $360,600	$400,600 Land $40,000 Building $360,600
2020	$5,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lanesboro serves 727 people · EPA ID MN1230006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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