Allegan County property record for 407 Jersey St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 946 sqft · built 1972 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,000 (Sep 1998) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-030-132-50 |
| Primary APN | 55-030-132-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 231 ft deep x 64 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 407 JERSEY ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BEG AT A PT IN CTR OF JERSEY ST SD PT BEING 886.54 FT S OF INTER OF CTR LIN OF CHART ST AND CTR LIN OF JERSEY ST THE S 64.52 FT TH N 89 DEG 24' E TO MILL RACE THE DOWN MILL RACE TO A PT N 89 DEG 24' E OF POB THE S 89 DEG 24' W TO POB. SEC 30 T1N R11W |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 30 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | PLAINWELL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 32000 |
407 Jersey St is owned and occupied by two individuals who bought it in September 1998.
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 JERSEY ST, PLAINWELL, MI 49080-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 1998 · Amount on File |
| Deed Sale | Sep 4, 1998 · Amount on File |
| Deed Book / Page | 1772 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 15, 2026 |
| Property Address | 407 JERSEY ST, PLAINWELL, MI 49080-1611 |
| Document Number | 0000008107 |
| Book / Page | 5138 / 405 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20268107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 JERSEY ST, PLAINWELL, MI 49080-1611 |
| Document Number | 0000008107, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 5138/405 |
| Instrument | 20268107 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 407 Jersey St was $2,074 with a homeowner's exemption, up 2.1% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Plainwell City |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,800 (+6.3%) Land $26,200 Building $61,600 | $175,600 (+6.3%) Land $52,400 Building $123,200 | |
| 2025 | $2,074.00 (+2.12%) Homeowner's exemption | $82,600 Land $25,300 Building $57,300 | $165,200 Land $50,600 Building $114,600 |
| 2024 | $2,031.00 | ||
| 2023 | $65,300 Land $22,100 Building $43,200 | $130,600 Land $44,200 Building $86,400 | |
| 2022 | $1,831.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Jersey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Jersey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET, AT&T.
5G (outdoors only) and 4G LTE
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