407 Jarman Dr, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 407 Jarman Dr, Mcloud, OK 74851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1965
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Mar 2026)
Tax Bill$652 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Nov 2025 Sale & Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN31209

Property Details

APN / Parcel Number

Primary APN31209
Alternative APNs
  • 4830-00-004-004-0-000-00
  • 483000400400000000
  • 630031209

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area1,560 sqft
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area264 sqft

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area48 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number630031209
Street Address407 JARMAN DR
CityMCLOUD
StateOK
Zip74851-8043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWYNNEWOOD BLK 4 LOT 4
Legal SubdivisionWYNNEWOOD BLK 4 LOT 4
Legal Block4
Legal Lot Number4
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2019
Census Tract501005

Owner

Source: Pottawatomie County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 JARMAN DR, MCLOUD, OK 74851-8043
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Warranty Deed, Transfer · FHA Mortgage
FINANCIAL CONCEPTS MORTGAGE LLC
Nov 19, 2025Warranty Deed, Construction Loan · Construction Mortgage
BANCFIRST
Nov 19, 2025Affidavit of Death of Joint Tenant, Transfer
FIRST AMERICAN TITLE
Oct 7, 2016Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2026 · Amount on Record
Deed SaleMar 6, 2026 · Amount on Record
Prior SaleNov 19, 2025 · Amount on Record
Deed Document Number20262894
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateMar 6, 2026
Property Address407 JARMAN DR, MCLOUD, OK 74851-8043
Document NumberI2026002894
Instrument DateFeb 20, 2026
InstrumentI-2026-002894
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 JARMAN DR, MCLOUD, OK 74851-8043

Mortgage

Document NumberI2026002895
DateMar 6, 2026
InstrumentI-2026-002895
Lender
NameFINANCIAL CONCEPTS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

Mortgage

Document NumberI2026002896
DateMar 6, 2026
InstrumentI-2026-002896
Lender
NameOKLAHOMA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

November 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateNov 19, 2025
Property Address407 JARMAN DR, MCLOUD, OK 74851-8043
Document NumberI2025014367
Instrument DateNov 17, 2025
InstrumentI-2025-014367
Transaction TypeConstruction Loan
Record UpdatedDec 8, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3390 N CHOCTAW RD, CHOCTAW, OK 73020-8693

Mortgage

Document NumberI2025014368
DateNov 19, 2025
InstrumentI-2025-014368
Lender
NameBANCFIRST
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 17, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPOTTAWATOMIE OK
Recording DateNov 19, 2025
Property Address407 JARMAN DR, MCLOUD, OK 74851-8043
Document NumberI2025014366
Instrument DateNov 17, 2025
InstrumentI-2025-014366
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address407 JARMAN DR, MCLOUD, OK 74851-8043
Document Number0000001291
Instrument DateOct 7, 2016
Transaction TypeMortgage
Record UpdatedMar 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 JARMAN DR MCLOUD OK 748518043, MCLOUD, OK 74851-8043

Mortgage

Document Number0000001291
DateFeb 3, 2017
Instrument1291
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2047

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$652.00 (+2.68%)$8,164 (+2.99%) Land $707 Building $7,457$87,105 (-1.61%) Land $20,000 Building $67,105
2024$635.00 (+4.27%) Homeowner's exemption$7,927 (+3%) Land $687 Building $7,240$88,526 (+38.03%) Land $20,000 Building $68,526
2023$609.00 Homeowner's exemption$7,696 Land $540 Building $7,156$64,136 Land $4,500 Building $59,636

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCLOUD
serves 2,939 people · EPA ID OK2006301
Water SourceGroundwater
Last State InspectionJul 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
Atlink Services
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Jarman Dr

Nearby Streets

Search Property Records by Address or Parcel Number