McHenry County property record for 407 James Ct, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,650 sqft · built 1962 |
| Lot Size | 0.278 acres (12,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Dec 2016) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-34-330-002 |
| Primary APN | 19-34-330-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,650 sqft |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 792 sqft |
| 2nd Floor Area | 858 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 12,146 sqft (0.278 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 407 JAMES CT |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0034527 LT 6 BLK 17 JANAKS 6TH ADDN |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | JANAKS 6TH ADD |
| Legal Block | 17 |
| Legal Lot Number | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 871310 |
Source: McHenry County records · APN 19-34-330-002
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 JAMES CT, ALGONQUIN, IL 60102-2860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Prior Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 0000051086 |
| Last Transfer Date | Aug 31, 2020 |
| Transfer Doc | 0000034527 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 407 JAMES CT, ALGONQUIN, IL 60102-2860 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026282 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021R0026282 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Apr 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 31, 2020 |
| Property Address | 407 JAMES CT, ALGONQUIN, IL 60102-2860 |
| Document Number | 0000034527 |
| Map Reference | DOC374826MB14PG58 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 2020R0034527 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 JAMES CT, ALGONQUIN, IL 60102-2860 |
| Document Number | 0000034528 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020R0034528 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Mar 01, 2047 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $68,024 Land $16,565 Building $51,459 | $204,072 Land $49,695 Building $154,377 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2017, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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