407 James Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 407 James Ave, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1960
Lot Size0.253 acres (10,998 sqft)
Owner2 Company Names on Record
Last Sale$100,000 (Oct 2007)
Tax Bill$2,838 (2025)
Deeds & MortgagesApr 2021 Transfer
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-594-0864-1

Property Details

APN / Parcel Number

Primary APNC56-000-594-0864-1
Alternative APNs
  • 12-1S-23-253I-0006-0020
  • 23S112253I00060020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area2,667 sqft
1st Floor Area1,512 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,998 sqft (0.253 acres)
Lot Width90 ft Width
Garage TypeAttached
Garage Area360 sqft
PorchScreened/Unfinished Porch
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address407 JAMES AVE
CityVALPARAISO
StateFL
Zip32580-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALPARAISO PLAT #16 LOT 2 BLK 6
Legal Range23W
Legal Township01S
Legal Section12
Legal SubdivisionVALPARAISO
Legal Block6
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group4
Census Block4008
Census Tract21200

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address407 JAMES AVE, VALPARAISO, FL 32580-1115
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Quit Claim Deed, Subdivision Related Transfer
Quitclaim
Aug 25, 2020Warranty Deed, Transfer
VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2007 · Amount on Record
Deed SaleOct 31, 2007 · Amount on Record
Deed Document Number20072457774
Deed Book / Page2813 / 2549
Prior Transfer DateOct 11, 2007
Prior Transfer Doc0028132549
Record UpdatedJun 8, 2026

April 2021: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateApr 7, 2021
Property Address407 JAMES AVE, VALPARAISO, FL 32580-1115
Document Number0035372687
Book / Page3537 / 2687
Instrument DateApr 1, 2021
Instrument3444237
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 DAVID ST # E, E, FORT WALTON BEACH, FL 32547-2557

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 25, 2020
Property Address407 JAMES AVE, VALPARAISO, FL 32580-1115
Document Number0034861540
Book / Page003486 / 001540
Instrument DateAug 14, 2020
Instrument3384953
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyVINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$1,015.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address75 9TH ST SHALIMAR FL 325791437, SHALIMAR, FL 32579-1437

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,838.00 (+12.17%)$232,223 (+7.14%)$250,452 (+3.49%) Land $75,575 Building $174,877
2023$2,530.00 (+5.46%) Homeowner's exemption$216,739 (+5.07%)$242,015 (+17.32%) Land $63,790 Building $178,225
2022$2,399.00 Homeowner's exemption$206,280 Land $52,828 Building $153,452$206,280 Land $52,828 Building $153,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims24 (1995–2013)
Claims Outside the SFHA4 of 24
Most Recent ClaimApr 2013 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 6 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Fiber
1,000 / 35
City of Valparaiso
Cable
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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