Rutherford County property record for 407 Independence Way, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,095 sqft · built 1988 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 1998) |
| Tax Bill | $2,372 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080C-E-053.00-000 |
| Primary APN | 080C-E-053.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,095 sqft Living Area |
| 1st Floor Area | 2,856 sqft |
| Upper Floors Area | 639 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 125 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0045678 |
|---|---|
| Street Address | 407 INDEPENDENCE WAY |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-6652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 105X125 IRR |
| Legal Subdivision | RAVENWOOD SEC 5 |
| Legal Lot Number | 287 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 41302 |
407 Independence Way is owned and occupied by an individual who bought it in April 1998.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 INDEPENDENCE WAY, MURFREESBORO, TN 37129-6652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 1998 · Amount on File |
| Deed Sale | Apr 2, 1998 · Amount on File |
| Deed Book / Page | 619 / 526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 23, 2026 |
| Property Address | 407 INDEPENDENCE WAY, MURFREESBORO, TN 37129-6652 |
| Document Number | 0002655365 |
| Book / Page | 2656 / 3164 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262655365 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 INDEPENDENCE WAY, MURFREESBORO, TN 37129-6652 |
| Document Number | 0002655365, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2656/3164 |
| Instrument | 20262655365 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 407 INDEPENDENCE WAY, MURFREESBORO, TN 37129-6652 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21371915 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 2137/1915 |
| Instrument | 2389067 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 407 Independence Way was $2,372.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,650 (+33.7%) Land $27,500 Building $76,150 | $414,600 Land $110,000 Building $304,600 | |
| 2025 | $2,372.00 | $77,525 Land $13,750 Building $63,775 | |
| 2023 | $2,194.00 | $77,525 Land $13,750 Building $63,775 | $310,100 (-7.54%) Land $55,000 Building $255,100 |
| 2022 | $335,400 Land $55,000 Building $280,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Independence Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Independence Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber.
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