407 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 407 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,241 sqft · built 1905
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-131-04-056.000`

Property Details

APN / Parcel Number

Primary APN	`1010-131-04-056.000`
Alternative APN	`560000188940`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	236 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORYS DEFIANCE AVE ADD BLK 1 LOT 1
Legal Subdivision	CORYS DEFIANCE AVE ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5019
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 109, BENTON RIDGE, OH 45816-0109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Transfer on Death Deed, Transfer
Jan 17, 2020	Correction Deed
Oct 16, 2019	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 17, 2020
Transfer Doc	02564/5472
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 7, 2026
Property Address	407 HOWARD ST, FINDLAY, OH 45840-3648
Document Number	02625/4431
Book / Page	2625 / 4431
Instrument Date	Dec 24, 2025
Instrument	202600000086
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 17, 2020
Property Address	407 HOWARD ST, FINDLAY, OH 45840-3648
Document Number	02564/5472
Book / Page	2564 / 5472
Instrument Date	Jan 17, 2020
Instrument	202000000532
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HOWARD ST, FINDLAY, OH 45840-3648

October 2019: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HANCOCK OH
Recording Date	Oct 16, 2019
Property Address	407 HOWARD ST, FINDLAY, OH 45840-3648
Document Number	02562/2007
Book / Page	2562 / 2007
Instrument Date	Oct 4, 2019
Instrument	201900008991
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HOWARD ST, FINDLAY, OH 45840-3648

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 (+30.43%) Homeowner's exemption	$48,810 (+51.16%) Land $6,280 Building $42,530	$139,450 (+51.17%) Land $17,940 Building $121,510
2024	$1,147.00 (-0.09%) Homeowner's exemption	$32,290 (-) Land $4,130 Building $28,160
2023	$1,148.00 Homeowner's exemption	$32,290 Land $4,130 Building $28,160
2022			$92,250 Land $11,800 Building $80,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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