407 Hosea Ave, Delta, MO 63744 Property Records

Cape Girardeau County property record for 407 Hosea Ave, Delta, MO 63744

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,236 sqft · built 1935
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Mar 2014)
Tax Bill	$394 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232090005002000000`

Property Details

APN / Parcel Number

Primary APN	`232090005002000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	340 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	407 HOSEA AVE
City	DELTA
State	MO
Zip	63744-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & PT LOT 7 HORRELL & HUNTER 03/05
Legal Range	12E
Legal Township	29S
Legal Section	04
Legal Subdivision	HORRELL & HUNTER
Legal Lot Number	6
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	WELCH
Census Block Group	3
Census Block	3018
Census Tract	880300

Owner

Source: Cape Girardeau County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 13, DELTA, MO 63744-0013
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2014 · Amount on Record
Deed Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	20142609
Last Transfer Date	Sep 7, 2018
Transfer Doc	0000009244
Record Updated	Sep 20, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 12, 2018
Property Address	407 HOSEA AVE, DELTA, MO 63744-1016
Document Number	0201809244
Map Reference	PB 3 PG 5
Instrument Date	Sep 7, 2018
Instrument	2018-09244
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13, DELTA, MO 63744-0013

Mortgage

Document Number	0201809245
Date	Sep 12, 2018
Instrument	2018-09245

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Delta City
Unified School District	Delta R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,540 (-) Land $710 Building $5,830	$34,452 (-) Land $3,760 Building $30,692
2025	$394.00 (+6.2%)	$6,540 (+4.98%) Land $710 Building $5,830	$34,452 (+5%) Land $3,760 Building $30,692
2023	$371.00	$6,230 Land $680 Building $5,550	$32,811 Land $3,581 Building $29,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2002)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA PWS serves 480 people · EPA ID MO4010211
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoSEMO.

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