407 Holmes St, #405, Waco, TX 76705 Property Records

McLennan County property record for 407 Holmes St, #405, Waco, TX 76705

Property Summary

Property Type	Commercial
Details	3,925 sqft · built 1977
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Tax Bill	$2,607 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`280570000811007`

Property Details

APN / Parcel Number

Primary APN	`280570000811007`
Alternative APNs	`2805700008110070111` `127375`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	3,925 sqft Total Area
1st Floor Area	2,725 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	57,499 sqft (1.32 acres)
Canopy	600 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	127375
Old Parcel Number	2805700008110070111
Street Address	407 HOLMES ST # 405, 405
City	WACO
State	TX
Zip	76705-3455
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R2
Legal Description	TOMAS DE LA VEGA ACRES 1.32
Legal Subdivision	TOMAS DE LA VEGA
Legal Tract	6
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4015
Census Tract	1700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4385 SKYLINE DR, BLUFF DALE, TX 76433-4471
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Transfer INTERBANK
Jan 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020
Deed Sale	Apr 28, 2020
Deed Document Number	0000013447
Last Transfer Date	Jan 4, 2023
Transfer Doc	0000000293
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 28, 2020
Property Address	407 HOLMES ST # 405, 405, WACO, TX 76705-3455
Document Number	0000013447
Instrument Date	Apr 23, 2020
Instrument	13447
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 FM 913 STEPHENVILLE TX 764019344, STEPHENVILLE, TX 76401-9344

Mortgage

Document Number	13448
Date	Apr 28, 2020
Instrument	13448

Lender

Name	INTERBANK
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 19, 2018
Property Address	407 HOLMES ST # 405, 405, WACO, TX 76705-3455
Document Number	0000001912
Instrument Date	Jan 12, 2018
Instrument	1912
Transaction Type	Transfer
Record Updated	Jan 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6712 N RIVER XING CHINA SPRING TX 766333029, CHINA SPRING, TX 76633-3029

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,470 (-4.29%) Land $46,000 Building $79,470	$125,470 (-4.29%) Land $46,000 Building $79,470
2024	$2,607.00 (+11.17%)
2023		$131,090 Land $46,000 Building $85,090	$131,090 Land $46,000 Building $85,090
2022	$2,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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