407 Highland Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 407 Highland Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1950
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$85,500 (Sep 2017)
Tax Bill	$768 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-05-186.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-05-186.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Finished Area
Gross Area	988 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	407 HIGHLAND AVE
City	FT MITCHELL
State	KY
Zip	41017-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHRODERS LOT 6 & W 1/2 LOT 5 NWS HIGHLAND AVE
Legal Subdivision	SCHRODERS
Legal Lot Number	6,5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	64700

Owner

407 Highland Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 HIGHLAND AVE, FT MITCHELL, KY 41017-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Deed Document Number	201709 06 059 00033
Deed Book / Page	6241 / 186
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0000000033
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 6, 2017
Property Address	407 HIGHLAND AVE, FT MITCHELL, KY 41017-2921
Document Number	0000000033
Book / Page	0C6241 / 000186
Instrument Date	Dec 18, 2015
Instrument	33
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 HIGHLAND AVE FORT MITCHELL KY 410172921, FORT MITCHELL, KY 41017-2921

Mortgage

Document Number	34
Date	Sep 6, 2017
Book Page	0C6241/000189
Instrument	34

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Highland Ave was $768.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (-) Land $60,000 Building $145,600	$205,600 (-) Land $60,000 Building $145,600
2025	$768.00	$205,600 Land $60,000 Building $145,600	$205,600 Land $60,000 Building $145,600
2023	$836.00	$205,600 Land $60,000 Building $145,600	$205,600 Land $60,000 Building $145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20