407 Guthrie St, Ottawa, IL 61350 Property Records

LaSalle County property record for 407 Guthrie St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,359 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-205-007`

Property Details

APN / Parcel Number

Primary APN	`22-14-205-007`
Alternative APN	`18-14-206-007`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,359 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	407 GUTHRIE ST
City	OTTAWA
State	IL
Zip	61350-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLOVER'S ADD TO OTTAWA, LT 4 BLK 8 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	GLOVERS ADD
Legal Block	8
Legal Lot Number	4
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2032
Census Tract	963600

Owner

407 Guthrie St is owned and occupied by an individual who acquired it in August 2022.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMERCIAL BANK & TRT
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP
May 14, 2020	Quit Claim Deed, Transfer Quitclaim
May 12, 2020	Special Warranty Deed, Transfer
Dec 3, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022
Deed Sale	Aug 24, 2022
Prior Sale	Dec 3, 2019
Deed Document Number	202211084
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	0202006745
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204985
Date	Apr 20, 2022
Instrument	2022-04985

Lender

Name	AMERICAN COMMERCIAL BANK & TRT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 24, 2022
Property Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518
Document Number	0202211084
Instrument Date	Aug 22, 2022
Instrument	2022-11084
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518

Mortgage

Document Number	0202211085
Date	Aug 24, 2022
Instrument	2022-11085

Lender

Name	AMERICAN PACIFIC MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.75%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LASALLE IL
Recording Date	May 14, 2020
Property Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518
Document Number	0202006745
Instrument Date	May 12, 2020
Instrument	202006745
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E 19TH RD, OTTAWA, IL 61350-9437

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 12, 2020
Property Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518
Document Number	0202006524
Instrument Date	May 7, 2020
Instrument	202006524
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 METROPLEX DR STE 208, 208, NASHVILLE, TN 37211-3141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E 19TH RD, OTTAWA, IL 61350-9437

December 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 3, 2019
Property Address	407 GUTHRIE ST, OTTAWA, IL 61350-3518
Document Number	0201916502
Instrument Date	Nov 8, 2019
Instrument	201916502
Transaction Type	Foreclosure
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 MORELAND ST, OWENSBORO, KY 42301-2046

Tax Assessment & Valuation

The 2025 property tax bill for 407 Guthrie St was $6,017, up 6.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,017.00 (+6.61%)	$65,751 Land $6,953 Building $58,798	$197,253 Land $20,859 Building $176,394
2024	$5,644.00
2023		$55,729 (+157.69%) Land $5,893 Building $49,836	$167,187 (+157.69%) Land $17,679 Building $149,508
2022		$21,626 Land $7,750 Building $13,876	$64,878 Land $23,250 Building $41,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Guthrie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Guthrie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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