Union County property record for 407 Griffith Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,421 sqft Living Area |
| Lot Size | 10,149 sqft (0.233 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $96,000 (2013) |
| Tax Bill | $2,300.00 (2025) |
| Primary APN | 09-235-087 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,421 sqft Living Area |
| Gross Area | 1,452 sqft Gross Area |
| 1st Floor | 1,221 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,149 sqft (0.233 acres) |
| Shed | 1 Shed |
|---|---|
| Deck Area | 256 sqft Deck |
| Patio Area | 256 sqft Patio |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 407 GRIFFITH RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6033 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 407 GRIFFITH RD |
| Legal Subdivision | WILGER HEIGHTS 1-1 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 20502 |
Source: Union County records · APN 09-235-087
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 GRIFFITH RD, MONROE, NC 28112-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2013 · Amount on Record |
| Deed Sale | May 30, 2013 · Amount on Record |
| Prior Sale | Apr 30, 1998 · Amount on Record |
| Deed Doc Number | 201318383 |
| Deed Book / Page | 6016 / 340 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 407 GRIFFITH RD, MONROE, NC 28112-6033 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000847886 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 8478/86 |
| Instrument | 17756 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 407 GRIFFITH RD, MONROE, NC 28112-6033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7537419 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 7537/419 |
| Instrument | 0038712 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 12, 2034 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (+33.33%) | $263,200 (+66.37%) Land $49,100 Building $214,100 | $263,200 (+66.37%) Land $49,100 Building $214,100 |
| 2023 | $1,725.00 | $158,200 Land $12,200 Building $146,000 | $158,200 Land $12,200 Building $146,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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