407 Granite Hills St, Simi Valley, CA 93065 Property Records

Ventura County property record for 407 Granite Hills St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,717 sqft · built 1998
Lot Size	0.449 acres (19,578 sqft)
Owner	Trust Name on File
Last Sale	$535,000 (Feb 2001)
Tax Bill	$10,328 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596-0-112-085`

Property Details

APN / Parcel Number

Primary APN	`596-0-112-085`
Alternative APN	`6800462085`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
1st Floor Area	1,329 sqft
2nd Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	19,578 sqft (0.449 acres)
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	490 sqft
Porch	Porch
Porch Area	89 sqft
Patio Area	270 sqft

Location & Zoning

Old Parcel Number	6800462085
Street Address	407 GRANITE HILLS ST
City	SIMI VALLEY
State	CA
Zip	93065-0606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD1
Legal Description	TRACT: 423900 LOT: 162 REF: 117MR 3
Legal Subdivision	4239
Legal Tract	423900
Legal Block	112
Legal Lot Number	162
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1002
Census Tract	7506

Owner

407 Granite Hills St is owner-occupied and held in a trust since October 2006.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	407 GRANITE HILLS ST, SIMI VALLEY, CA 93065-0606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Nov 13, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2001 · Amount on File
Deed Sale	Feb 16, 2001 · Amount on File
Prior Sale	Dec 17, 1997 · Amount on File
Deed Document Number	200129003
Last Transfer Date	Oct 30, 2006
Transfer Doc	0000236712
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 GRANITE HILLS ST, SIMI VALLEY, CA 93065-0606
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 GRANITE HILLS ST, SIMI VALLEY, CA 93065-0606

Mortgage

Document Number	0000093138
Date	Dec 31, 2025
Instrument	2025000093138

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 GRANITE HILLS ST, SIMI VALLEY, CA 93065-0606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126629
Date	Nov 13, 2018
Instrument	20181113-00126629

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 407 Granite Hills St was $10,328 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$895,902 (+2%) Land $328,897 Building $567,005
2025	$10,328.00 (+1.14%) Homeowner's exemption	$878,336 Land $322,448 Building $555,888
2024	$10,212.00 (+6.31%)
2023	$9,606.00 (+0.05%) Homeowner's exemption	$844,230 Land $309,927 Building $534,303
2022	$9,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 Granite Hills St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Granite Hills St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Rocket Broadband Fixed Wireless	450 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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