407 Gerald Ct, Benicia, CA 94510 Property Records

Solano County property record for 407 Gerald Ct, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,714 sqft · built 1981
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jun 2025)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0086-342-320`

Property Details

APN / Parcel Number

Primary APN	`0086-342-320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,566 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	11,325 sqft (0.26 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 GERALD CT
City	BENICIA
State	CA
Zip	94510-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAMPTON B8 SUB LOT 15
Legal Subdivision	SOUTHAMPTON B8
Legal Block	8
Legal Lot Number	15
Legal Unit	B8
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	1
Census Block	1010
Census Tract	252106

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 GERALD CT, BENICIA, CA 94510-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Mar 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	202528805
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000071921
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	407 GERALD CT, BENICIA, CA 94510-1427
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 GERALD CT, BENICIA, CA 94510-1427

Mortgage

Document Number	0000086132
Date	Oct 5, 2020
Instrument	202000086132

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	407 GERALD CT, BENICIA, CA 94510-1427
Document Number	0000041028
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	407 GERALD CT BENICIA CA 945101427, BENICIA, CA 94510-1427

Mortgage

Document Number	0000041028
Date	Jun 27, 2019
Instrument	41028

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	HUNTINGTON BEACH, CA 92615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	407 GERALD CT, BENICIA, CA 94510-1427
Document Number	0000022065
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	ORABGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	407 GERALD CT BENICIA CA 945101427, BENICIA, CA 94510-1427

Mortgage

Document Number	0000022065
Date	Mar 30, 2018
Instrument	22065

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$969,000 (+189.27%) Land $306,000 Building $663,000
2025	$3,806.00 (-1.09%) Homeowner's exemption	$334,984 (+4.04%) Land $76,839 Building $258,145
2024	$3,848.00 (+2.5%)
2023	$3,754.00 (+1.93%) Homeowner's exemption	$321,978 Land $73,856 Building $248,122	$949,140
2022	$3,683.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Unwired, Verizon.

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