Harris County property record for 407 Gentilly Dr, Katy, TX 77450 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1972 |
| Lot Size | 0.181 acres (7,877 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $690 (2025) |
| Deeds & Mortgages | Jan 2018 Reverse Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-401-000-0002 |
| Primary APN | 103-401-000-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 7,877 sqft (0.181 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1034010000002 |
|---|---|
| Street Address | 407 GENTILLY DR |
| City | KATY |
| State | TX |
| Zip | 77450-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 1 WEST MEMORIAL SEC 1 R/P |
| Legal Subdivision | WEST MEMORIAL SEC 1 R/P |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 455200 |
Source: Harris County records · APN 103-401-000-0002
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 GENTILLY DR, KATY, TX 77450-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2018 | Deed of Trust, Mortgage · Reverse Mortgage MLD MORTGAGE |
| Jan 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2015 |
| Deed Sale | Jul 08, 2015 |
| Deed Document Number | 2015298947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 407 GENTILLY DR, KATY, TX 77450-2405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033900 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2018-033900 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 08793 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
| Type Change Date | Feb 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 407 GENTILLY DR, KATY, TX 77450-2405 |
| Document Number | 0000033901 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 GENTILLY DR KATY TX 774502405, KATY, TX 77450-2405 |
| Document Number | 0000033901 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 33901 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $690.00 (+257.51%) Homeowner's exemption | $242,721 (-2.2%) Land $78,257 Building $164,464 | $242,721 (-2.2%) Land $78,257 Building $164,464 |
| 2024 | $193.00 (+5.46%) | ||
| 2023 | $248,186 Land $51,650 Building $196,536 | $248,186 Land $51,650 Building $196,536 | |
| 2022 | $183.00 (-87.72%) | ||
| 2020 | $1,490.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014552001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force 30 of 35 on primary residences |
| Nearby Flood Claims | 26 (1980–2025) |
| Claims Outside the SFHA | 26 of 26 |
| Most Recent Claim | Jun 2025, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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