407 Garrett St, Athens, TX 75751 Property Records

Henderson County property record for 407 Garrett St, Athens, TX 75751

Property Summary

Property Type	Single Family Home
Details	5 ba · 897 sqft · built 1930
Owner	Company Name on File
Tax Bill	$1,577 (2024)
Deeds & Mortgages	Feb 2026 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2050-0036-0020-01`

Property Details

APN / Parcel Number

Primary APN	`2050-0036-0020-01`
Alternative APNs	`R000026041` `233490`

Interior

Full Baths	5 Baths
Building Area	897 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1930
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	91 sqft
Patio Area	24 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	233490
Old Parcel Number	2050.0036.0020.01
Street Address	407 GARRETT ST
City	ATHENS
State	TX
Zip	75751-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 AB 782 T PARMER SUR, ATHENS O T, BLK 36 LT 2
Legal Subdivision	ATHENS O T (1332)
Legal Block	36
Legal Lot Number	2
Jurisdiction	HENDERSON TX
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3006
Census Tract	951201

Owner

407 Garrett St is owned by a company that acquired it in February 2026.

Source: Henderson County records, as of February 26, 2026

Owner of Record	Company Name on File
Co-owner	2 Co-owners on File
Mailing Address	206 N SMITH ST, MALAKOFF, TX 75148-9475
Owner Type	Company, Secondary Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Special Warranty Deed, Transfer
Dec 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK
Oct 21, 2020	Intrafamily Transfer, Transfer NOT AVAILABLE, ATTORNEYS TITLE CO OF

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 10, 2026
Deed Sale	Feb 10, 2026
Prior Sale	Oct 21, 2020
Deed Document Number	2026-00001896
Record Updated	Jun 8, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Feb 10, 2026
Property Address	407 GARRETT ST, ATHENS, TX 75751-2420
Document Number	202600001896
Map Reference	VOL 847 PG 630
Instrument Date	Feb 3, 2026
Instrument	2026-00001896
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N SMITH ST, MALAKOFF, TX 75148-9475

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	407 GARRETT ST, ATHENS, TX 75751-2420
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000020761
Date	Dec 28, 2020
Instrument	2020-00020761

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	PALESTINE, TX 75802

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 23, 2040

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TX
Recording Date	Oct 21, 2020
Property Address	407 GARRETT ST, ATHENS, TX 75751-2420
Document Number	202000016541
Map Reference	VOL 847 PG 630
Instrument Date	Oct 21, 2020
Instrument	2020-00016541
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	NOT AVAILABLE, ATTORNEYS TITLE CO OF

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	836 ANDERSON COUNTY ROAD 403, 403, PALESTINE, TX 75803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N SMITH ST, MALAKOFF, TX 75148-9475
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Athens City
County	Henderson County
Unified School District	Athens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,522 Land $1,920 Building $72,602	$74,522 Land $1,920 Building $72,602
2024	$1,577.00 (+7.43%)
2023	$1,468.00 (-4.49%)	$67,936 Land $1,920 Building $66,016	$67,936 Land $1,920 Building $66,016
2022	$1,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Garrett St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Garrett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATHENS serves 17,934 people · EPA ID TX1070005
Water Source	Purchased surface water from ATHENS MUNICIPAL WATER AUTHORITY
Last State Inspection	Jan 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon, Vyve Broadband.

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