407 Gambel Ct, Normal, IL 61761 Property Records

McLean County property record for 407 Gambel Ct, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,296 sqft · built 2001
Lot Size0.164 acres (7,828 sqft)
Owner2 Individual Names on File
Tax Bill$7,117 (2024)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-15-354-025

Property Details

APN / Parcel Number

Primary APN14-15-354-025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
1st Floor Area1,188 sqft
Basement Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area7,828 sqft (0.164 acres)
Lot Dimensions103 ft deep x 76 ft wide
Garage Area580 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address407 GAMBEL CT
CityNORMAL
StateIL
Zip61761-5636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionPHEASANT RIDGE SUB 7TH ADD LT 225
Legal Range02E
Legal Township24N
Legal Section15
Legal SubdivisionPHEASANT RIDGE SUB
Legal Lot Number225
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1016
Census Tract109

Owner

407 Gambel Ct is owned and occupied by two individuals.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address407 GAMBEL CT, NORMAL, IL 61761-5636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address407 GAMBEL CT, NORMAL, IL 61761-5636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007467
DateApr 29, 2020
Instrument2020-00007467
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$102,215 Land $21,570 Building $80,645$306,645 Land $64,710 Building $241,935
2024$7,117.00 (+6.81%)
2023$6,663.00$83,860 Land $17,697 Building $66,163$251,580 Land $53,091 Building $198,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Gambel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Gambel Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier, Metronet, Pavlov Media, Watch TV.

Nearby Properties on Gambel Ct

Nearby Streets

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