407 Fourth St, Shelby, MS 38774 Property Records

Bolivar County property record for 407 Fourth St, Shelby, MS 38774

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,216 sqft · built 2000
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$30,797 (Jun 2008)
Tax Bill	$382 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38-12-035-10-00500`

Property Details

APN / Parcel Number

Primary APN	`38-12-035-10-00500`
Alternative APN	`18349`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Adjusted Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	70 ft deep x 99 ft wide
Pool House	644 sqft
Deck Area	140 sqft

Location & Zoning

Account Number	18349
Street Address	407 FOURTH ST
City	SHELBY
State	MS
Zip	38774
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 LESS W 76' BLK 10 SHELBY
Legal Range	06
Legal Township	24
Legal Section	12
Legal Subdivision	ORIGINAL TOWN OF SHELBY
Legal Block	10
Legal Lot Number	5
Jurisdiction	BOLIVAR MS
Township / Civil Division	3
Census Block Group	1
Census Block	1187
Census Tract	950100

Owner

Source: Bolivar County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1026, SHELBY, MS 38774-1026
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2008 · Amount on File
Deed Sale	Jun 26, 2008 · Amount on File
Deed Book / Page	276 / 25
Prior Transfer Date	Jun 20, 2008
Prior Transfer Doc	000M276/25
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOLIVAR MS
Property Address	407 FOURTH ST, SHELBY, MS 38774
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 FOURTH ST, SHELBY, MS 38774

Mortgage

Document Number	02170/1568
Date	Jun 26, 2017
Book Page	2170/1568
Instrument	217001568

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 3, 2022

Tax Assessment & Valuation

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Bolivar County
Municipality	Shelby City
Unified School District	North Bolivar Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$382.00	$2,015 (-)	$13,430 (-) Land $2,110 Building $11,320
2024		$2,015 (-)	$13,430 (-) Land $2,110 Building $11,320
2023		$2,015 (-)	$13,430 (-) Land $2,110 Building $11,320
2022		$2,015	$13,430 Land $2,110 Building $11,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1997–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 1,998 people · EPA ID MS0060019
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50