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407 Forest Ave, Oswego, IL 60543 Property Records

Kendall County property record for 407 Forest Ave, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,328 sqft · built 1973
Lot Size0.305 acres (13,290 sqft)
Owner2 Individual Names on File
Last Sale$181,000 (Jun 2017)
Tax Bill$6,996 (2024)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-20-110-005

Property Details

APN / Parcel Number

Primary APN03-20-110-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,328 sqft Living Area
Gross Area1,856 sqft
1st Floor Area1,328 sqft
Basement Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,290 sqft (0.305 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address407 FOREST AVE
CityOSWEGO
StateIL
Zip60543-9022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 102 BROOKSIDE MANOR UNIT 4 VILLAGE OF OSWEGO
Legal SubdivisionBROOKSIDE MANOR
Legal Lot Number102
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2046
Census Tract890106

Owner

407 Forest Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address407 FOREST AVE, OSWEGO, IL 60543-9022
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2017 · Amount on File
Deed SaleJun 1, 2017 · Amount on File
Prior SaleSep 9, 2015
Deed Document Number20178173
Prior Transfer DateAug 27, 2015
Prior Transfer Doc0000014585
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 1, 2017
Property Address407 FOREST AVE, OSWEGO, IL 60543-9022
Document Number0000008173
Instrument DateMay 10, 2017
Instrument201700008173
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$181.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1320 WOOLEY RD, OSWEGO, IL 60543-9729

Mortgage

Document Number, 201700008174
DateJun 1, 2017
Instrument201700008174
Lender
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,950 Land $23,826 Building $82,124$317,850 Land $71,478 Building $246,372
2024$6,996.00
2022$74,831 Land $16,828 Building $58,003$224,493 Land $50,484 Building $174,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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