407 First St, Shelby, MS 38774 Property Records

Bolivar County property record for 407 First St, Shelby, MS 38774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,662 sqft · built 1905
Lot Size0.423 acres (18,460 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Jun 2012)
Tax Bill$1,272 (2025)
Flood ZoneZone X (moderate risk)
APN38-12-035-20-00401

Property Details

APN / Parcel Number

Primary APN38-12-035-20-00401
Alternative APN
  • 18402

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,662 sqft Adjusted Area
1st Floor Area2,280 sqft
2nd Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialMetal
Lot Area18,460 sqft (0.423 acres)
Lot Dimensions142 ft deep x 130 ft wide
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number18402
Street Address407 FIRST ST
CitySHELBY
StateMS
Zip38774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA LOT IN LOTS 4 & 5 BLK 20 SHELBY
Legal Range06
Legal Township24
Legal Section12
Legal SubdivisionSHLEBY
Legal Block20
Legal Lot Number4-5
JurisdictionBOLIVAR MS
Township / Civil Division3
Census Block Group1
Census Block1168
Census Tract950100

Owner

Source: Bolivar County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 FOURTH ST, SHELBY, MS 38774-5502
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Deed Book / Page212 / 1529
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyBolivar County
MunicipalityShelby City
Unified School DistrictNorth Bolivar Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,272.00 Homeowner's exemption$8,296 (-)$82,960 (-) Land $3,860 Building $79,100
2023$8,296 (-)$82,960 (-) Land $3,860 Building $79,100
2022Homeowner's exemption$8,296$82,960 Land $3,860 Building $79,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1997–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 1,998 people · EPA ID MS0060019
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Uplink Internet.

Nearby Properties on First St

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