Northampton County property record for 407 Fig St, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,404 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,268 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 83A3-1-226A |
| Primary APN | 83A3-1-226A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 80 ft deep x 70 ft wide |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Heating System | Other |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8790 |
|---|---|
| Street Address | 407 FIG ST |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 226 & 227 70X80 PT OF LOTS 226 & 227 70X80 |
| Legal Lot Number | 226-227 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 930301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
407 Fig St is owned by an individual who acquired it in November 2009.
Source: Northampton County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 JEFFERSON AVE, CAPE CHARLES, VA 23310-2807 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2009 |
| Deed Sale | Nov 24, 2009 |
| Deed Document Number | 0000205236 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 407 Fig St was $2,268.
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,268.00 | $321,800 Land $122,900 Building $198,900 | |
| 2024 | $321,800 (+15.88%) Land $122,900 Building $198,900 | ||
| 2023 | $2,110.00 | $277,700 Land $113,200 Building $164,500 | $277,700 Land $113,200 Building $164,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Fig St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Fig St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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