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407 Fanad Ct, Oswego, IL 60543 Property Records

Kendall County property record for 407 Fanad Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,414 sqft · built 2019
Lot Size0.361 acres (15,717 sqft)
Owner2 Individual Names on File
Last Sale$445,500 (Jul 2019)
Tax Bill$12,525 (2024)
Deeds & MortgagesJul 2019 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN03-07-379-008

Property Details

APN / Parcel Number

Primary APN03-07-379-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,414 sqft Living Area
Gross Area5,454 sqft
1st Floor Area3,414 sqft
Basement Area1,440 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area15,717 sqft (0.361 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address407 FANAD CT
CityOSWEGO
StateIL
Zip60543-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 77 ESTATES OF FOX CHASE UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionESTATES OF FOX CHASE
Legal Lot Number77
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3029
Census Tract890301

Owner

407 Fanad Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address407 FANAD CT, OSWEGO, IL 60543-3304
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jun 13, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on File
Deed SaleJul 29, 2019 · Amount on File
Prior SaleDec 1, 2012 · Amount on File
Deed Document Number201910282
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 29, 2019
Property Address407 FANAD CT, OSWEGO, IL 60543-3304
Document Number0000010282
Map ReferenceDOC 200400017569
Instrument DateJul 2, 2019
Instrument201900010282
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 11, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address407 FANAD CT, OSWEGO, IL 60543-3304

Mortgage

Document Number0000010283
DateJul 29, 2019
Instrument201900010283
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 13, 2018
Property Address407 FANAD CT, OSWEGO, IL 60543-3304
Document Number0000008085
Instrument DateJun 1, 2018
Instrument8085
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$1,106.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$155,459 Land $29,317 Building $126,142$466,377 Land $87,951 Building $378,426
2024$12,525.00
2022$127,321 Land $24,011 Building $103,310$381,963 Land $72,033 Building $309,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Fanad Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Fanad Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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