Hamilton County property record for 407 Fairpoint St, Chattanooga, TN 37405
| Property Type | Office Building |
|---|---|
| Details | 2,608 sqft · built 1900 |
| Lot Size | 0.688 acres (30,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Apr 2014) |
| Tax Bill | $4,008 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C R 004 |
| Primary APN | 135C R 004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,608 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 30,000 sqft (0.688 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Sewer | Connected |
|---|
| Account Number | 0000059039 |
|---|---|
| Street Address | 407 FAIRPOINT ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3816 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | C2 |
| Legal Description | BLK 14 THOMPSON & CARTER ADDN PB 2 PG 17 |
| Legal Subdivision | THOMPSON & CARTER AD |
| Legal Block | 14 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 210 ROCK CITY TRL, LOOKOUT MOUNTAIN, GA 30750-2530 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2014 · Amount on Record |
| Deed Sale | Apr 25, 2014 · Amount on Record |
| Deed Document Number | 2014185 |
| Deed Book / Page | 10201 / 520 |
| Prior Transfer Date | May 5, 1998 |
| Prior Transfer Doc | 0050930588 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,008.00 (-11.72%) | $264,480 (+30.31%) | $661,200 (+30.31%) Land $450,000 Building $211,200 |
| 2024 | $4,540.00 | $202,960 (-) | $507,400 (-) Land $255,000 Building $252,400 |
| 2023 | $4,540.00 | $202,960 (-) | $507,400 (-) Land $255,000 Building $252,400 |
| 2022 | $4,540.00 | $202,960 | $507,400 Land $255,000 Building $252,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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