407 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 407 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	4,402 sqft · built 1988
Lot Size	0.525 acres (22,869 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (May 2017)
Tax Bill	$19,393 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Line of Credit + 2 more
APN	`05-00062-01-00045-04`

Property Details

APN / Parcel Number

Primary APN	`05-00062-01-00045-04`
Alternative APNs	`05000620001000450004` `3580`

Interior

Building Area	4,402 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	22,869 sqft (0.525 acres)

Location & Zoning

Account Number	3580
Street Address	407 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	62.1
Legal Lot Number	45.4
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3000
Census Tract	44000

Owner

407 Fairmount Ave is owned and occupied by two individuals who bought it in May 2017.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 FAIRMOUNT AVE, CHATHAM, NJ 07928-1369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 9, 2017	Grant Deed, Transfer SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Deed Document Number	201726307
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	407 FAIRMOUNT AVE, CHATHAM, NJ 07928-1369
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240380730
Date	Feb 25, 2021
Book Page	24038/730
Instrument	2021017494

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	407 FAIRMOUNT AVE, CHATHAM, NJ 07928-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235751777
Date	Jul 22, 2019
Book Page	23575/1777
Instrument	2019037728

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	407 FAIRMOUNT AVE, CHATHAM, NJ 07928-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233281626
Date	Apr 17, 2018
Book Page	23328/1626
Instrument	2018020825

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	May 9, 2017
Property Address	407 FAIRMOUNT AVE, CHATHAM, NJ 07928-1369
Document Number	0231191888
Book / Page	023119 / 001888
Instrument Date	May 2, 2017
Instrument	26307
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 FAIRMOUNT AVE CHATHAM NJ 079281369, CHATHAM, NJ 07928-1369

Mortgage

Document Number	231191896
Date	May 9, 2017
Book Page	023119/001896
Instrument	26308

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,018,100 (-) Land $452,300 Building $565,800	$1,018,100 (-) Land $452,300 Building $565,800
2025		$1,018,100 Land $452,300 Building $565,800	$1,018,100 Land $452,300 Building $565,800
2024	$19,393.00
2023		$975,000 Land $452,300 Building $522,700	$975,000 Land $452,300 Building $522,700
2022	$18,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 407 Fairmount Ave; there have been 5 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Fairmount Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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