Union County and Westfield Town property record for 407 Everson Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,867 sqft · built 2001 |
| Lot Size | 0.185 acres (8,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jun 2018) |
| Tax Bill | $21,167 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04203-0000-00001 |
| Primary APN | 20-04203-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,867 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 8,041 sqft (0.185 acres) |
| Lot Dimensions | 120 ft deep x 67 ft wide |
| Old Parcel Number | 2000626000000011 |
|---|---|
| Street Address | 407 EVERSON PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD |
| Legal Block | 4203 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 36700 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC |
| Jun 7, 2018 | Deed, Transfer · ARM SUMMIT MORTGAGE BANKERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Prior Sale | Feb 28, 2002 · Amount on Record |
| Deed Document Number | 2018300807 |
| Deed Book / Page | 6267 / 588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 407 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0148360011 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 14836/11 |
| Instrument | 705656 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLUSHING, NY 11354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 407 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0146620049 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 14662/49 |
| Instrument | 688037 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLUSHING, NY 11354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 7, 2018 |
| Property Address | 407 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Document Number | 0062670588 |
| Book / Page | 6267 / 0588 |
| Instrument Date | May 29, 2018 |
| Instrument | 300807 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 PROSPECT ST, 246, WESTFIELD, NJ 07090-4000 |
| Name | Verified Name |
|---|---|
| Address | 407 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Document Number | 658273 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 658273 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.32% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.55% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $923,500 (-) Land $496,000 Building $427,500 | $923,500 (-) Land $496,000 Building $427,500 | |
| 2025 | $21,167.00 (+1.78%) | $923,500 (-) Land $496,000 Building $427,500 | $923,500 (-) Land $496,000 Building $427,500 |
| 2024 | $20,797.00 (+4.26%) | ||
| 2023 | $923,500 Land $496,000 Building $427,500 | $923,500 Land $496,000 Building $427,500 | |
| 2022 | $19,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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