407 Estrella Doro, Monterey, CA 93940 Property Records

Monterey County property record for 407 Estrella Doro, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,170 sqft · built 2003
Lot Size	0.638 acres (27,779 sqft)
Owner	Trust Name on File
Last Sale	$3,332,000 (Nov 2021)
Tax Bill	$39,964 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173-072-031-000`

Property Details

APN / Parcel Number

Primary APN	`173-072-031-000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,170 sqft Living Area
1st Floor Area	4,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Slate
Lot Area	27,779 sqft (0.638 acres)
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	407 ESTRELLA DORO
City	MONTEREY
State	CA
Zip	93940-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO MONTEREY SUBDIVISION VOL 20 C&T PAGE 7 TRACT NO 1307 LOT 70
Legal Subdivision	RANCHO MONTEREY SUBDIVISION
Legal Tract	1307
Legal Block	1
Legal Lot Number	70
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1005
Census Tract	13200

Owner

407 Estrella Doro is owner-occupied and held in a trust since November 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 2, 2020	Deed of Trust, Mortgage UBS BK USA
Jun 26, 2019	Grant Deed, Transfer · ARM UBS BANK USA
Aug 1, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Aug 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	202180212
Prior Transfer Date	Jul 26, 2017
Prior Transfer Doc	0000040937
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 30, 2021
Property Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608
Document Number	0000080212
Map Reference	DOC 9876856
Instrument Date	Nov 18, 2021
Instrument	2021080212
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608

Mortgage

Document Number	0000080213
Date	Nov 30, 2021
Instrument	2021080213

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608
Document Number	0000026860
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	59 GUERRERO ST HALF MOON BAY CA 940191380, HALF MOON BAY, CA 94019-1380

Mortgage

Document Number	0000026860
Date	Jun 5, 2020
Instrument	26860

Lender

Name	UBS BK USA
Type	Bank
Address	299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 26, 2019
Property Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608
Document Number	0000026541
Instrument Date	Jun 14, 2019
Instrument	2019026541
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608

Mortgage

Document Number	0000026542
Date	Jun 26, 2019
Instrument	2019026542

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 1, 2017
Property Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608
Document Number	0000040939
Instrument Date	Jul 26, 2017
Instrument	40939
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	407 ESTRELLA DORO MONTEREY CA 939407608, MONTEREY, CA 93940-7608

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 1, 2017
Property Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608
Document Number	0000040937
Map Reference	MB20 PG7
Instrument Date	Jul 26, 2017
Instrument	2017040937
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 ESTRELLA DORO, MONTEREY, CA 93940-7608

Mortgage

Document Number	0000040938
Date	Aug 1, 2017
Instrument	2017040938

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Estrella Doro was $39,964 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,606,661 (+2%) Land $865,945 Building $2,740,716
2025	$39,964.00 Homeowner's exemption	$3,535,943 Land $848,966 Building $2,686,977
2023	$36,979.00 (-0.74%) Homeowner's exemption	$3,398,640 Land $816,000 Building $2,582,640
2022	$37,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 Estrella Doro in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Estrella Doro is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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