407 Elderberry Dr, Dexter, KY 42036 Property Records

Calloway County property record for 407 Elderberry Dr, Dexter, KY 42036

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · built 1985
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (Apr 2020)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074-0-0014`

Property Details

APN / Parcel Number

Primary APN	`074-0-0014`
Alternative APN	`83206`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	871,200 sqft (20 acres)

Location & Zoning

Account Number	83206
Street Address	407 ELDERBERRY DR
City	DEXTER
State	KY
Zip	42036-9356
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	407 ELDERBERRY DRIVE
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	1
Census Block	1004
Census Tract	10100

Owner

Source: Calloway County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CHEM COMMUNITY FCU
Apr 24, 2020	Warranty Deed, Transfer
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jul 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RIVER VALLEY AGCREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	2020640734
Deed Book / Page	1251 / 692
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	001143/033
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001379/55
Date	Jul 12, 2022
Book Page	1379/55
Instrument	658361

Lender

Name	LAKE CHEM COMMUNITY FCU
Type	Credit Union
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 24, 2020
Property Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356
Document Number	001251/692
Book / Page	1251 / 692
Instrument Date	Apr 21, 2020
Instrument	640734
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5236 ROANOKE DR, WELDON SPRING, MO 63304-7884

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 15, 2017
Property Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356
Document Number	001150/032
Book / Page	1150 / 032
Instrument Date	Sep 15, 2017
Instrument	623218
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 130, BENTON, KY 42025-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	915 NELSON DR, MUSKOGEE, OK 74401-1331

Mortgage

Document Number	0000623219
Date	Sep 15, 2017
Instrument	623219

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Jul 17, 2017
Property Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356
Document Number	001143/033
Book / Page	1143 / 033
Instrument Date	Jul 10, 2017
Instrument	621983
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 N 7TH ST # ST4, ST4, PADUCAH, KY 42001-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ELDERBERRY DR, DEXTER, KY 42036-9356

Mortgage

Document Number	0000621984
Date	Jul 17, 2017
Instrument	621984

Lender

Name	RIVER VALLEY AGCREDIT ACA
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00 (+6.6%) Homeowner's exemption	$298,500 (+8.15%)	$298,500 (+8.15%)
2023	$2,120.00 Homeowner's exemption	$276,000	$276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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