407 Ebenezer Rd, Mineral, VA 23117 Property Records

Louisa County property record for 407 Ebenezer Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,314 sqft · built 1970
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on File
Last Sale	$123,234 (Apr 2012)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59 121A`

Property Details

APN / Parcel Number

Primary APN	`59 121A`
Alternative APNs	`14395` `13903`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	150,282 sqft (3.45 acres)

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13903
Street Address	407 EBENEZER RD
City	MINERAL
State	VA
Zip	23117-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	CUCKOO & MORGAN DB 1607/701 3.45 AC
Legal Subdivision	HART & BELL
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2001
Census Tract	950102

Owner

407 Ebenezer Rd is owned and occupied by an individual who acquired it in March 2019.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	407 EBENEZER RD, MINERAL, VA 23117-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSS CNTRY MTG
Apr 24, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Apr 11, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2012 · Amount on File
Deed Sale	Apr 5, 2012 · Amount on File
Prior Sale	Apr 5, 2012 · Amount on File
Deed Document Number	20121921
Deed Book / Page	1276 / 1683
Last Transfer Date	Mar 29, 2019
Transfer Doc	0000002858
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	407 EBENEZER RD, MINERAL, VA 23117-3810
Document Number	0000012006
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EBENEZER RD MINERAL VA 231173810, MINERAL, VA 23117-3810

Mortgage

Document Number	0000012006
Date	Nov 24, 2020
Book Page	001717/000927
Instrument	12006

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	407 EBENEZER RD, MINERAL, VA 23117-3810
Document Number	0000003293
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EBENEZER RD MINERAL VA 231173810, MINERAL, VA 23117-3810

Mortgage

Document Number	0000003293
Date	Apr 29, 2019
Book Page	001609/000736
Instrument	3293

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 11, 2019
Property Address	407 EBENEZER RD, MINERAL, VA 23117-3810
Document Number	0000002858
Book / Page	001607 / 000701
Instrument Date	Mar 29, 2019
Instrument	2858
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EBENEZER RD MINERAL VA 231173810, MINERAL, VA 23117-3810

Tax Assessment & Valuation

The 2025 property tax bill for 407 Ebenezer Rd was $1,493, up 7.4% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,613 (+4.44%) Land $55,200 Building $161,413	$216,613 (+4.44%) Land $55,200 Building $161,413
2025	$1,493.00 (+7.41%)	$207,400 Land $46,400 Building $161,000	$207,400 Land $46,400 Building $161,000
2024	$1,390.00
2023		$177,900 Land $38,700 Building $139,200
2022	$684.00		$177,900 Land $38,700 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Ebenezer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Ebenezer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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