Cape May County and Ocean City property record for 407 E Surf Rd, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 2,940 sqft · built 2019 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $42,377 (2024) |
| Deeds & Mortgages | Jan 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00070-28-00017 |
| Primary APN | 08-00070-28-00017 |
|---|
| Stories | 4 Stories |
|---|---|
| Building Area | 2,940 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Type | Attached |
| Street Address | 407 E SURF RD |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-4554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OB24G L2433 |
| Legal Block | 70.28 |
| Legal Lot Number | 17 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20201 |
407 E Surf Rd is held in a trust since November 2023.
Source: Cape May County and Ocean City records, as of June 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 543 BELLEVUE AVE, HAMMONTON, NJ 08037-1932 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 3, 2023 |
| Transfer Doc | 0000028737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 9, 2024 |
| Property Address | 407 E SURF RD, OCEAN CITY, NJ 08226-4554 |
| Document Number | 0000028737 |
| Book / Page | D4149 / 712 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2024028737 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 543 BELLEVUE AVE, HAMMONTON, NJ 08037-1932 |
| Name | Verified Name |
|---|---|
| Address | 543 BELLEVUE AVE, HAMMONTON, NJ 08037-1932 |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,736,100 (-1.08%) Land $1,667,100 Building $2,069,000 | $3,736,100 (-1.08%) Land $1,667,100 Building $2,069,000 | |
| 2025 | $3,777,000 Land $1,708,000 Building $2,069,000 | $3,777,000 Land $1,708,000 Building $2,069,000 | |
| 2024 | $42,377.00 | ||
| 2023 | $3,777,000 Land $1,708,000 Building $2,069,000 | $3,777,000 Land $1,708,000 Building $2,069,000 | |
| 2022 | $38,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 E Surf Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 372 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 471 units insured incl. 99 condo units |
| Nearby Flood Claims | 97 (1978–2012) |
| Claims Outside the SFHA | 1 of 97 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 E Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures