407 E Spring St, Yorkville, IL 60560 Property Records

Kendall County property record for 407 E Spring St, Yorkville, IL 60560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 1989
Lot Size	0.304 acres (13,239 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jul 1998)
Tax Bill	$7,691 (2024)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-378-004`

Property Details

APN / Parcel Number

Primary APN	`02-28-378-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	1,890 sqft
Basement Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,239 sqft (0.304 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	407 E SPRING ST
City	YORKVILLE
State	IL
Zip	60560-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 PRAIRIE LANDS UNIT 2 CITY OF YORKVILLE
Legal Subdivision	PRAIRIE LANDS
Legal Lot Number	13
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3028
Census Tract	890402

Owner

407 E Spring St is owned and occupied by two individuals who bought it in July 1998.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 E SPRING ST, YORKVILLE, IL 60560-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1998 · Amount on File
Deed Sale	Jul 17, 1998 · Amount on File
Prior Sale	Feb 1, 1991 · Amount on File
Deed Document Number	19989656
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	407 E SPRING ST, YORKVILLE, IL 60560-2209
Document Number	0000006405
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 E SPRING ST YORKVILLE IL 605602209, YORKVILLE, IL 60560-2209

Mortgage

Document Number	0000006405
Date	May 11, 2018
Instrument	6405

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 10, 2028

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Yorkville City
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,476 Land $15,238 Building $100,238	$346,428 Land $45,714 Building $300,714
2024	$7,691.00
2022		$85,861 Land $11,330 Building $74,531	$257,583 Land $33,990 Building $223,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKVILLE serves 23,000 people · EPA ID IL0930250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20