407 E Silver Creek Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 407 E Silver Creek Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,498 sqft · built 1987
Lot Size	0.165 acres (7,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-408`

Property Details

APN / Parcel Number

Primary APN	`304-23-408`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	1,198 sqft

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,227 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Pool Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	407 E SILVER CREEK RD
City	GILBERT
State	AZ
Zip	85296-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNING RIDGE MCR 302-50
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	MORNING RIDGE LOT 1-92 TR A-D
Legal Lot Number	36
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	422404

Owner

Source: Maricopa County records · APN 304-23-408

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 E SILVER CREEK RD, GILBERT, AZ 85296-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN AMERICAN MORTGAGE CO
Mar 01, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	May 22, 1997 · Amount on Record
Last Transfer Date	Mar 01, 2018
Transfer Doc	0000156230
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	407 E SILVER CREEK RD, GILBERT, AZ 85296-1149
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E SILVER CREEK RD, GILBERT, AZ 85296-1149

Mortgage

Document Number	0000703248
Date	Sep 12, 2022
Instrument	20220703248

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	407 E SILVER CREEK RD, GILBERT, AZ 85296-1149
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E SILVER CREEK RD, GILBERT, AZ 85296-1149

Mortgage

Document Number	0001251010
Date	Dec 18, 2020
Instrument	20201251010

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 01, 2018
Property Address	407 E SILVER CREEK RD, GILBERT, AZ 85296-1149
Document Number	0000156230
Instrument Date	Feb 27, 2018
Instrument	156230
Transaction Type	Transfer
Record Updated	Mar 08, 2018
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	407 E SILVER CREEK RD GILBERT AZ 852961149, GILBERT, AZ 85296-1149

Mortgage

Document Number	156231
Date	Mar 01, 2018
Instrument	156231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,410 (-0.24%)	$504,100 (-0.24%) Land $100,800 Building $403,300
2025	$2,369.00 (+9.57%)
2024		$50,530	$505,300 Land $101,000 Building $404,300
2023	$2,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 654 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Wi-Fiber	Fixed Wireless (unlicensed)	400 / 400
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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