407 E Richmond Ave, Richmond, CA 94801 Property Records

Contra Costa County property record for 407 E Richmond Ave, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,602 sqft · built 2004
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$675,000 (Sep 2018)
Tax Bill	$12,255 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`556-121-015-3`

Property Details

APN / Parcel Number

Primary APN	`556-121-015-3`
Alternative APN	`556-121-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	810 sqft
Basement Area	120 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	407 E RICHMOND AVE
City	RICHMOND
State	CA
Zip	94801-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR2
Legal Description	TOWN EAST RICHMOND 17 T
Legal Subdivision	EAST RICHMOND
Legal Block	T
Legal Lot Number	15-17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2029
Census Tract	378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	439 BELOIT AVE, KENSINGTON, CA 94708-1147
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Intrafamily Transfer, Transfer
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 13, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS
Sep 13, 2018	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	2018146797
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	0000146796
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 1, 2025
Property Address	407 E RICHMOND AVE, RICHMOND, CA 94801-4007
Document Number	0000102658
Map Reference	MB F PG 135
Instrument Date	Sep 25, 2025
Instrument	2025- 102658
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 BELOIT AVE, KENSINGTON, CA 94708-1147

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	407 E RICHMOND AVE, RICHMOND, CA 94801-4007
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110220
Date	Jul 17, 2019
Instrument	2019-110220

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	407 E RICHMOND AVE, RICHMOND, CA 94801-4007
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135694
Date	Jul 9, 2020
Instrument	2020-135694

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 13, 2018
Property Address	407 E RICHMOND AVE, RICHMOND, CA 94801-4007
Document Number	0000146797
Instrument Date	Aug 14, 2018
Instrument	146797
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	439 BELIOT AVENUE KENINNA KENSINGTON CA 94708, KENSINGTON, CA 94708

Mortgage

Document Number	146798
Date	Sep 13, 2018
Instrument	146798

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 13, 2018
Property Address	407 E RICHMOND AVE, RICHMOND, CA 94801-4007
Document Number	0000146796
Instrument Date	Aug 14, 2018
Instrument	146796
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 EXCHANGE #100 IRVINE CA 926025002, 100, IRVINE, CA 92602-5002

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,029 (+2%) Land $534,777 Building $233,252
2025	$12,255.00 (+3.79%)	$752,971 (+4.04%) Land $524,292 Building $228,679
2023	$11,808.00 (+1.61%)	$723,734 Land $503,934 Building $219,800
2022	$11,621.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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