407 E Prescott St, Duluth, MN 55808 Property Records

St. Louis County property record for 407 E Prescott St, Duluth, MN 55808 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.75 Baths
Year Built	Built 2010
Square Footage	1,344 sqft Gross Area
Lot Size	15,111 sqft (0.346 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2022)
Tax Bill	$2,092.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-4040-02580`
Alternative APN	`1125578`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Building Area	1,344 sqft Gross Area
1st Floor	1,344 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Lot Area	15,111 sqft (0.346 acres)
Garage Area	576 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	192 sqft Deck
Sauna	Sauna
Storage Building	100 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1125578
Street Address	407 E PRESCOTT ST
City	DULUTH
State	MN
Zip	55808-2153
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 13 THRU 16 INCL BLK 11 SERIAL #
Legal Subdivision	SMITHS ADD TO NEW DULUTH 1ST D
Legal Block	11
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2032
Census Tract	3800

Owner

Source: St. Louis County records · APN 010-4040-02580

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 E PRESCOTT ST, DULUTH, MN 55808-2153
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2022 · Amount on Record
Deed Sale	Feb 04, 2022 · Amount on Record
Prior Sale	Sep 29, 2003 · Amount on Record
Deed Doc Number	20221436857
Record Refreshed	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 04, 2022
Property Address	407 E PRESCOTT ST, DULUTH, MN 55808-2153
Document Number	0001436857
Instrument Date	Jan 28, 2022
Instrument	1436857
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 E PRESCOTT ST, DULUTH, MN 55808-2153

Mortgage

Document Number	0001436858
Date	Feb 04, 2022
Instrument	1436858

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00 (+14.82%) Homeowner's exemption
2025	$1,822.00 (-29.27%) Homeowner's exemption	$176,900 (+10.42%) Land $24,300 Building $152,600	$176,900 (+10.42%) Land $24,300 Building $152,600
2024	$2,576.00	$160,200 (-20.93%) Land $23,900 Building $136,300	$160,200 (-20.93%) Land $23,900 Building $136,300
2022		$202,600 Land $25,900 Building $176,700	$202,600 Land $25,900 Building $176,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.