407 E Petty Ln, Winchester, TN 37398 Property Records

Franklin County property record for 407 E Petty Ln, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,500 sqft · built 2021
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Oct 2020)
Tax Bill	$1,692 (2022)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026066H B 00201`

Property Details

APN / Parcel Number

Primary APN	`026066H B 00201`
Alternative APN	`066H B 00201`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	65,776 sqft (1.51 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 E PETTY LN
City	WINCHESTER
State	TN
Zip	37398-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: W03
Legal Subdivision	OAK HILL SECTION A
Jurisdiction	FRANKLIN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	960500

Owner

407 E Petty Ln is owned and occupied by an individual who bought it in October 2020.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	407 E PETTY LN, WINCHESTER, TN 37398-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Jun 27, 2016 · Amount on File
Deed Document Number	0000448708
Deed Book / Page	448 / 708
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	407 E PETTY LN, WINCHESTER, TN 37398-1211
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022001726
Date	Feb 28, 2022
Book Page	T1434/168
Instrument	22001726

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 30, 2020
Property Address	407 E PETTY LN, WINCHESTER, TN 37398-1211
Document Number	0020007886
Book / Page	D0448 / 708
Instrument Date	Oct 30, 2020
Instrument	20007886
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ACCESS TTL & CLOSING GROUP L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 E WASHINGTON ST, GLEN SAINT MARY, FL 32040-4211

Mortgage

Document Number	0020007887
Date	Oct 30, 2020
Book Page	T1354/293
Instrument	20007887

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	5
Max Rate	11.5%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,125 Land $6,525 Building $60,600
2023		$67,125 Land $6,525 Building $60,600
2022	$1,692.00		$268,500 Land $26,100 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Petty Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Petty Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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