Payne County property record for 407 E Pams Dr, Perkins, OK 74059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 2011 |
| Lot Size | 0.164 acres (7,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Jan 2020) |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17N03E-06-4-PK020-002-0003 |
| Primary APN | 17N03E-06-4-PK020-002-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,175 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 82219 |
|---|---|
| Street Address | 407 E PAMS DR |
| City | PERKINS |
| State | OK |
| Zip | 74059-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINDER-WELLS ADD, 4TH SEC BLK 2 LOT 3 |
| Legal Range | 03E |
| Legal Township | 17N |
| Legal Section | 06 |
| Legal Subdivision | KINDER-WELLS ADD, 4TH SEC |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11104 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 E PAMS DR, PERKINS, OK 74059-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Jun 29, 2022 | Deed of Trust, Mortgage BANCFIRST |
| Jan 3, 2020 | Warranty Deed, Transfer · FHA Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Jun 16, 2014 · Amount on Record |
| Deed Document Number | 2020125 |
| Deed Book / Page | 2545 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 12, 2026 |
| Property Address | 407 E PAMS DR, PERKINS, OK 74059-5011 |
| Document Number | 0000009191 |
| Book / Page | 2960 / 824 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20269191 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 E PAMS DR, PERKINS, OK 74059-5011 |
| Document Number | 0000009191, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 2960/824 |
| Instrument | 20269191 |
| Name | BANCFIRST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 21, 2033 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 407 E PAMS DR, PERKINS, OK 74059-5011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 E PAMS DR, PERKINS, OK 74059-5011 |
| Document Number | 0027040602 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 2704/602 |
| Instrument | I-2022-007588 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 21, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jan 3, 2020 |
| Property Address | 407 E PAMS DR, PERKINS, OK 74059-5011 |
| Document Number | 0025450273 |
| Book / Page | 002545 / 000273 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 E PASS DR PERKINS OK 74059, PERKINS, OK 74059 |
| Document Number | 25450274 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 002545/000274 |
| Instrument | 126 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Perkins City |
| Unified School District | Perkins-Tryon Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,706 (+6.09%) Land $3,461 Building $19,245 | $199,184 (-5.77%) Land $30,362 Building $168,822 | |
| 2025 | $2,192.00 (+2.1%) Homeowner's exemption | $21,403 (-) Land $2,531 Building $18,872 | |
| 2024 | $2,147.00 (+2.83%) Homeowner's exemption | $21,403 (+3%) Land $2,531 Building $18,872 | $211,390 (+0.26%) Land $25,000 Building $186,390 |
| 2023 | $2,088.00 (-0.33%) Homeowner's exemption | $20,780 (+3%) Land $2,463 Building $18,317 | $210,840 (+11.9%) Land $25,000 Building $185,840 |
| 2022 | $2,095.00 Homeowner's exemption | $20,175 Land $2,677 Building $17,498 | $188,410 Land $25,000 Building $163,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERKINS serves 2,572 people · EPA ID OK2006012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 2.43 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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