407 E North St, Lockport, IL 60441 Property Records

Will County property record for 407 E North St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	1 ba · 584 sqft · built 1943
Lot Size	0.2 acres (8,833 sqft)
Owner	2 Company Names on Record
Last Sale	$21,600 (Apr 2022)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Jan 2024 Transfer May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-14-405-031`

Property Details

APN / Parcel Number

Primary APN	`11-04-14-405-031`
Alternative APN	`04144050310000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	584 sqft Living Area
Basement Area	584 sqft
Unfinished Basement	584 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	8,833 sqft (0.2 acres)
Garage Type	Detached
Garage Area	440 sqft

Location & Zoning

Street Address	407 E NORTH ST
City	LOCKPORT
State	IL
Zip	60441-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 65 FT OF LOT 17 IN A T MCINTOSH CO'S LOCKPORT FARMS, BEING A SUB OF PRT OF SEC. 14, T36N-R10E. REM AFTER DIV PER R76-0
Legal Range	10E
Legal Township	36N
Legal Section	14
Legal Subdivision	ARTHUR T MCINTOSH & COS LOCKPORT FARMS
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2008
Census Tract	880502

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	407 E NORTH ST, LOCKPORT, IL 60441-2641
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 19, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 6, 2017	Deed of Trust, Mortgage · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	202231005
Last Transfer Date	Jan 3, 2024
Transfer Doc	0000001184
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 8, 2024
Property Address	407 E NORTH ST, LOCKPORT, IL 60441-2641
Document Number	0000001184
Map Reference	DOC 560978
Instrument Date	Jan 3, 2024
Instrument	R2024001184
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	407 E NORTH ST, LOCKPORT, IL 60441-2641

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	407 E NORTH ST, LOCKPORT, IL 60441-2641
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E NORTH ST, LOCKPORT, IL 60441-2641

Mortgage

Document Number	0000024447
Date	May 19, 2023
Instrument	R2023024447

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 7, 2021
Property Address	407 E NORTH ST, LOCKPORT, IL 60441-2641
Document Number	0000098528
Map Reference	DOC 560978
Instrument Date	Aug 20, 2021
Instrument	R2021098528
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ATG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E NORTH ST, LOCKPORT, IL 60441-2641

Mortgage

Document Number	0000098529
Date	Sep 7, 2021
Instrument	R2021098529

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	407 E NORTH ST, LOCKPORT, IL 60441-2641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001423
Date	Jan 6, 2017
Instrument	R2017001423

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 (+30.9%)
2024		$68,007 (+30.53%) Land $25,594 Building $42,413	$204,021 (+30.53%) Land $76,782 Building $127,239
2022	$3,693.00 Homeowner's exemption	$52,102 Land $19,609 Building $32,493	$156,306 Land $58,827 Building $97,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1987–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2004 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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