St. Clair County property record for 407 E Mill St, Freeburg, IL 62243
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,528 sqft · built 1958 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2025) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2021 Line of Credit + 1 more |
| APN | 14-20-0-304-042 |
| Primary APN | 14-20-0-304-042 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Mixed |
| Garage Area | 744 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|
| Street Address | 407 E MILL ST |
|---|---|
| City | FREEBURG |
| State | IL |
| Zip | 62243-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREEBURG TWP SEC 20 PT LT 12 NW NE SW A02853443 |
| Legal Subdivision | FREEBURG TWP |
| Legal Block | 304 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | FREEBURG |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 503905 |
407 E Mill St is owned and occupied by two individuals who bought it in July 2025.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 E MILL ST, FREEBURG, IL 62243-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Jun 22, 2020 | Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on File |
| Deed Sale | Jul 10, 2025 · Amount on File |
| Prior Sale | May 19, 2016 · Amount on File |
| Deed Document Number | 20252853443 |
| Prior Transfer Date | Jan 17, 2025 |
| Prior Transfer Doc | 0002837832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 407 E MILL ST, FREEBURG, IL 62243-1201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 407 E MILL ST, FREEBURG, IL 62243-1201 |
| Document Number | 0A02783997 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | A02783997 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 407 E MILL ST, FREEBURG, IL 62243-1201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0A02726028 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | A02726028 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 22, 2020 |
| Property Address | 407 E MILL ST, FREEBURG, IL 62243-1201 |
| Document Number | 00A2655227 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2655227 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 407 E MILL ST FREEBURG IL 622431201, FREEBURG, IL 62243-1201 |
| Document Number | A2655228 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2655228 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 407 E Mill St was $4,432 with exemptions applied, up 6.9% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Freeburg Township |
| Municipality | Freeburg Village |
| Elementary School District | Freeburg Community Consolidated School District 70 (PK - 08) |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,432.00 (+6.9%) Homeowner's exemption Senior Citizen's exemption | $64,802 (+6.95%) Land $8,078 Building $56,724 | $194,406 (+6.95%) Land $24,234 Building $170,172 |
| 2024 | $4,146.00 | $60,591 Land $7,553 Building $53,038 | $181,773 Land $22,659 Building $159,114 |
| 2022 | $54,027 Land $6,831 Building $47,196 | $162,081 Land $20,493 Building $141,588 | |
| 2019 | $4,124.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 407 E Mill St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 E Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEBURG serves 4,707 people · EPA ID IL1630600 |
|---|---|
| Water Source | Purchased surface water from FSH WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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