407 E Michigan St, Hammond, LA 70401 Property Records

Tangipahoa Parish property record for 407 E Michigan St, Hammond, LA 70401

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Dec 2025)
Tax Bill	$768 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6176100`

Property Details

APN / Parcel Number

Primary APN	`6176100`

Interior

Building Area	1,542 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	407 E MICHIGAN ST
City	HAMMOND
State	LA
Zip	70401-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SQ 14 HYER SURVEY SEC 24 T6SR7E B1016 P347 B1305 P522 B1311 P767 B1324 P853 B1385 P828 B1429 P120 B1432 P606
Legal Range	07E
Legal Township	06S
Legal Section	24
Legal Subdivision	HYER SURVEY
Legal Block	14
Legal Lot Number	12
Jurisdiction	TANGIPAHOA LA
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	954400

Owner

407 E Michigan St is owned and occupied by an individual who bought it in December 2025.

Source: Tangipahoa Parish records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E MICHIGAN ST, HAMMOND, LA 70401-2648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL AREA FINANCE AUTHORITY
Dec 23, 2025	Cash Sale Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Dec 14, 2016 · Amount on File
Deed Document Number	20251173725
Deed Book / Page	1733 / 216
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANGIPAHOA LA
Property Address	407 E MICHIGAN ST, HAMMOND, LA 70401-2648
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035210673
Date	Dec 23, 2025
Book Page	3521/673
Instrument	1173727

Lender

Name	CAPITAL AREA FINANCE AUTHORITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 22, 2035

December 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TANGIPAHOA LA
Recording Date	Dec 23, 2025
Property Address	407 E MICHIGAN ST, HAMMOND, LA 70401-2648
Document Number	0017330216
Book / Page	1733 / 216
Instrument Date	Dec 22, 2025
Instrument	1173725
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E MICHIGAN ST, HAMMOND, LA 70401-2648

Mortgage

Document Number	0035210645
Date	Dec 23, 2025
Book Page	3521/645
Instrument	1173726

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Michigan St was $768.

Source: Tangipahoa Parish assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Tangipahoa Parish
Municipality	Hammond City
Unified School District	Tangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$768.00	$9,240 Land $1,080 Building $8,160	$92,403 Land $10,800 Building $81,603
2023	$751.00	$8,993 (-) Land $1,000 Building $7,993	$89,937 (-) Land $10,000 Building $79,937
2022	$751.00	$8,993 Land $1,000 Building $7,993	$89,937 Land $10,000 Building $79,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E Michigan St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	62 (1980–2021)
Most Recent Claim	Sep 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Sep 2021 · 28 claims Severe Storms And Flooding, Aug 2016 · 8 claims Hurricane Katrina, Aug 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Michigan St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAMMOND WATER SYSTEM serves 21,135 people · EPA ID LA1105009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: REV, T-Mobile.

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