407 E Market St, Bloomington, IL 61701 Property Records

McLean County property record for 407 E Market St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,486 sqft · built 1920
Lot Size	0.159 acres (6,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Feb 2026)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Oct 2026 Transfer Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-263-005`

Property Details

APN / Parcel Number

Primary APN	`21-04-263-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,355 sqft
Basement Area	224 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	6,944 sqft (0.159 acres)
Lot Dimensions	115 ft deep x 60 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 E MARKET ST
City	BLOOMINGTON
State	IL
Zip	61701-4072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KH FELLS 2ND ADD LOT 4 BLK 7
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	KH FELLS 2ND ADD
Legal Block	7
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1600

Owner

Source: McLean County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 S LEE ST, BLOOMINGTON, IL 61701-5110
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2026	Warranty Deed, Transfer ALLIANCE LAND TITLE
Mar 7, 2024	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK OF CHATSWORTH
Jan 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Mar 7, 2024 · Amount on Record
Deed Document Number	20262891
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000015309
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 12, 2026
Property Address	407 E MARKET ST, BLOOMINGTON, IL 61701-4072
Document Number	0000015309
Instrument Date	Sep 23, 2026
Instrument	202615309
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 25, 2026
Property Address	407 E MARKET ST, BLOOMINGTON, IL 61701-4072
Document Number	202600002891
Instrument Date	Feb 12, 2026
Instrument	2026-00002891
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 S LEE ST, BLOOMINGTON, IL 61701-5110

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 7, 2024
Property Address	407 E MARKET ST, BLOOMINGTON, IL 61701-4072
Document Number	202400002737
Instrument Date	Feb 13, 2024
Instrument	2024-00002737
Transaction Type	Construction Loan
Record Updated	Mar 19, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$57.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RAINBOW DR # 16022, 16022, LIVINGSTON, TX 77399-2060

Mortgage

Document Number	202400002738
Date	Mar 7, 2024
Instrument	2024-00002738

Lender

Name	CITIZENS BANK OF CHATSWORTH
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Aug 13, 2024

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 30, 2017
Property Address	407 E MARKET ST, BLOOMINGTON, IL 61701-4072
Document Number	201700001971
Instrument Date	Jan 13, 2017
Instrument	2017-00001971
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 288014, CHICAGO, IL 60628-8014

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+5.67%)	$20,856 (+8.9%) Land $7,277 Building $13,579	$62,568 (+8.9%) Land $21,831 Building $40,737
2024	$1,552.00 (+0.26%)	$19,151 (+3.34%) Land $6,682 Building $12,469	$57,453 (+3.34%) Land $20,046 Building $37,407
2023	$1,548.00 (+9.94%)	$18,532 (+11.85%) Land $6,466 Building $12,066	$55,596 (+11.85%) Land $19,398 Building $36,198
2022	$1,408.00	$16,568 Land $5,781 Building $10,787	$49,704 Land $17,343 Building $32,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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