Montgomery County property record for 407 E Maple St, Red Oak, IA 51566 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,177 sqft · built 1905 |
| Lot Size | 0.186 acres (8,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Jun 2021) |
| Tax Bill | $930 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 600628126004000 |
| Primary APN | 600628126004000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 1,042 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1905 |
|---|---|
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,125 sqft (0.186 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 407 E MAPLE ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUINBY ADD LT 8 BLK 12 |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 960300 |
Source: Montgomery County records · APN 600628126004000
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 E MAPLE ST, RED OAK, IA 51566-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Deed Document Number | 2021-1040 |
| Prior Transfer Date | Nov 08, 2016 |
| Prior Transfer Doc | 2016 1837 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 407 E MAPLE ST, RED OAK, IA 51566-1527 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1041 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 2021/1041 |
| Instrument | 2021 1041 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | Other |
| Margin | 3 |
Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,730 (+12.95%) Land $9,850 Building $34,880 | $44,730 (+12.95%) Land $9,850 Building $34,880 | |
| 2024 | $930.00 (+38.39%) | ||
| 2023 | $39,600 Land $6,570 Building $33,030 | $39,600 Land $6,570 Building $33,030 | |
| 2022 | $672.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191379603002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1987–2024) |
| Most Recent Claim | May 2024, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Farmers Mutual Telephone Company of Stanton, Iowa, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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